not delete

Managing your money is a personal matter.

That’s why we provide a variety of accounts, services, and tools that help you to manage your household finances and grow your money on your terms. From personal savings and checking accounts, to investment accounts, to training the next generation how to manage money with a youth account – your unique combination of personal finance needs can be met at DoverPhila.

  • Savings image linked to content Savings
  • Checking image linked to content Checking
  • Reorder Checks image linked to content Reorder Checks
  • Money Market image linked to content Money Market
  • Member Benefits image linked to related content Club Savings
  • Certificate Loans image linked to content Certificate
    of Deposit

Savings

Every member is provided with a REGULAR SAVINGS ACCOUNT unless another account is specified. Features of this account include:

      • Minimum $5 balance required
      • Dividends are compounded daily and paid monthly
      • eStatements

Daily Account

This account earns the same dividend as our Regular Savings Account, but also gives our members an additional savings account for a special purpose without having to open a new account.

Custodial Account

This account is designed with our younger members in mind (under age 18) to encourage the practice of regular saving. An adult custodian (parent or guardian) is required to be named to the account as all transactions other than deposits must be made by the custodian.

Checking

Checking made simple

As a member, you will never have to muddle through a variety of checking options to figure out what’s best for you. And you can stop aspiring to achieve a preferred account status with extra benefits, too. That’s because we believe you deserve the very best we have to offer.

With our personal checking accounts, we’ve bolstered the benefits by flat-lining the fees. Just straightforward checking that works the way you want it to work. Welcome to checking made simple.

      • No minimum balance
      • No monthly service charges
      • FREE overdraft protection from your savings account
      • ATM/Debit card access
      • eStatements
      • No per check fees
      • Senior citizens always receive free checks (one box per order)

Click here to order checks

Reorder Checks

There are two convenient ways to order checks:

      • Visit your nearest DoverPhila branch office to place your order.
      • Order online from Main Street Order Here Today!

Some things to keep in mind if you order online from Main Street:

      • Your name and address must be the same as the name and address on your account at DoverPhila.
      • Their standard shipping is “USPS 1st Class” which costs $5 – $8 per order. Business packages have a much higher delivery fee due to the size and bulkiness of the order.
      • Senior checks need to be a specific style of checks in order to be free (all other styles are ½ price).  If you have not ordered your free checks before, please visit one of our branch offices to order.

Money Market

Insured Money Market Account

      • No minimum balance to earn dividends
      • Dividends are compounded daily and paid monthly
      • eStatements

Club Savings

You’re invited to join the club…of your choice. Whether you’re saving for vacation or Christmas with our DP Savers Club your savings goals are within reach!

Christmas Club / Vacation Club

      • No minimum deposit requirements
      • Deposits can be made at any time, in any amount
      • Disbursement options include: check, transfer to another account, or left in the account to be withdrawn at anytime
      • Dividends are compounded daily and paid monthly
      • eStatements

Certificate of Deposit

Certificates of Deposit (CDs)

      • $500 minimum balance
      • Limited access account
      • Unlimited withdrawals or transfers of earned dividends without a penalty
      • Dividend forfeiture for principal monies withdrawn prior to the maturity
  • Individual Retirement Account image linked to content Individual Retirement Account
  • Educational Savings Account image linked to content Educational Savings Account
  • Health Savings Account image linked to content Health Savings Account
  • Youth Savings Savers Club image linked to content Youth Savings – Savers Club
  • Youth Savings DP's Kids Club image linked to content Youth Savings – DP’s Kids Club
  • Not-For-Profit image linked to content Not-For-Profit

Individual Retirement Account

Roth IRAs

A Roth Individual Retirement Account (Roth IRA) is available to anyone who has earned compensation and whose income falls below the limits set forth by Congress. Contributions to a Roth IRA are made after-tax, so there are no tax deductions for these contributions. However, your earnings grow tax-deferred, and withdrawals are tax-free as long as the funds have been in your account for at least 5 years and you are either over age 59½, disabled, buying your first home, or paying qualified education expenses.

      • Dividend forfeiture for principal monies withdrawn prior to the maturity

Traditional IRAs

Traditional IRAs are available to anyone regardless of age that has earned compensation. A traditional IRA may provide you with significant immediate tax savings since contributions are tax-deductible if you qualify. Income tax on the earnings is tax-deferred until you withdraw the funds. Minimum withdrawals are required once you reach age 72.

      • Dividend forfeiture for principal monies withdrawn prior to the maturity

Maximum Contributions

Tax YearContribution Limit50+ Catch Up
2021$6,000$1,000
2020$6,000$1,000
2019$6,000$1,000

Investment Options

Passbook IRA

      • No minimum balance required
      • Make deposits or withdrawals at any time in any amount with no dividend forfeiture penalty
      • Use payroll deduction/direct deposit to make deposits easily
      • Dividends are compounded daily and paid monthly
      • No custodial fees

Certificate IRA

      • $500 minimum balance
      • Lock in a rate for a specific term
      • Same terms/conditions apply as with share certificates
      • Dividends are compounded daily and paid monthly
      • No custodial fees
      • Dividend forfeiture for principal monies withdrawn prior to the maturity

Educational Savings Account

Coverdell ESA

A Coverdell Education Savings Account (ESA) helps you save money to pay for your child’s current and future education expenses, such as tuition, fees, books, and supplies. Unlike state 529 plans, Coverdell ESAs can be used to pay for qualified elementary and secondary education expenses, in addition to post-secondary expenses.

Contributions to a Coverdell ESA are never tax-deductible. However, earnings grow on a tax-deferred basis, and distributions are tax-free if the money is used to pay for qualified education expenses. Anyone who meets the income requirements can contribute to your child’s ESA. Total annual contributions for each child cannot exceed $2000, and contributions must stop once your child reaches age 18.

Investment Options

Passbook ESA

      • No minimum balance required
      • Make deposits or withdrawals at any time in any amount with no dividend forfeiture penalty
      • Use payroll deduction/direct deposit to make deposits easily
      • Dividends are compounded daily and paid monthly
      • No custodial fees

Certificate ESA

      • $500 minimum balance
      • Lock in a rate for a specific term
      • Same terms/conditions apply as with share certificates
      • Dividends are compounded daily and paid monthly
      • No custodial fees
      • Dividend forfeiture for principal monies withdrawn prior to the maturity

Health Savings Account

A Health Savings Account (HSA) is a tax-advantaged account owned by an individual that is used to accumulate savings to pay for current and future health care expenses. Contributions are tax-deductible, interest earned is tax-deferred, and withdrawals for qualified medical expenses are tax-free.

Account Benefits

      • Protection – save money for high or unexpected medical bills
      • Affordability – higher deductibles mean lower premiums
      • Savings – deduct your contributions and defer tax on the earnings
      • Flexibility – contribute at any time and roll the balance from year to year
      • Portability – you own the account, even if you change jobs or insurance providers

Eligibility

To qualify to open and contribute to an HSA, you must:

      • Be covered by a high-deductible health plan (HDHP)
      • Not be covered by another health plan
      • Not be enrolled in Medicare
      • Not be claimed as a dependent on someone else’s tax return

High-Deductible Health Plan Requirements for an HSA

Tax YearSingle Coverage HDHP Minimum DeductibleSingle Coverage HDHP Maximum Out-of-PocketFamily Coverage HDHP Minimum DeductibleFamily Coverage HDHP Maximum Out-of-Pocket
2021$1,400$7,000$2,800$14,000
2020$1,400$6,900$2,800$13,800
2019$1,350$6,750$2,700$13,800

Contributions

Contributions can be made with pre-tax money through payroll deduction, or contributions can be made post-tax and then deducted from your income when you file your income tax return.

HSA Contribution Limit

Tax YearSingle Coverage Annual Contribution LimitFamily Coverage Annual Contribution Limit55+ Catch Up
2021$3,600$7,200$1,000
2020$3,550$7,100$1,000
2019$3,500$7,000$1,000

Distributions

Allowable withdrawals are for qualified medical expenses for the HSA owner, the owner’s spouse, and the owner’s dependents. Qualified medical expenses are defined in IRS Publication 502. Some examples include doctor visits, prescribed medicines, and surgeries.

HSAs at DoverPhila Federal Credit Union are designed with your individual needs in mind and include the following features:

      • Checking Account
      • No account maintenance fees
      • Free checks
      • HSA MasterCard® Debit Card
      • Online access

See a credit union employee for more information!
Not intended as tax advice. Please consult your financial and/or tax adviser.

Stop by your local DoverPhila branch for details or to open a checking account today!

 

Youth Savings – Savers Club

For teens ages 13-17

Whether you’re babysitting, mowing lawns, work a part-time job after school or receive an allowance, chances are this is the stage of life where you’re earning money for the first time. Learning how to manage your money now will pay dividends throughout life. With a DP Savers Club account, you’ll be able to develop solid money management, budgeting, and good credit practices.

Now is the time to start saving and looking toward your future. A DP Savers Club account will give you a jump start on achieving your goals.  If you’re saving for your first car or college, we’re here to help.  DoverPhila offers many products and services that will help you stay focused on financial goals.

Dover Phila Savers Club

Membership benefits:

      • Earn dividends on savings and checking accounts
      • Certificates of Deposit with low $250 minimum balance*
      • Fun and educational quarterly newsletter
      • Contests
      • Invitation to special events
      • Semi-annual savings incentive
      • Free access to Banzai – an award-winning, online financial program

How to join:

Simply open a DP Savers Club account with an initial deposit of $5 or more.  If you already have a DoverPhila account, you can transfer it to a DP Savers Club account. No additional deposit is required.  If you currently have a custodial account, you will need to open a separate DP Savers Club account.

Additional benefits:

      • At age 16, you can apply for a MasterCard® Debit Card+, with a parent joint on your account.  A debit card allows you to pay for purchases directly from your checking without the hassle of writing a check.
      • Online services consist of On Line-On Time® home banking, eStatements, and online bill pay++.
        • On Line-On Time® home banking is available to all members at no charge. You can sign up online or at any branch. Online access allows you to make transfers, view accounts, and make payments on your loan accounts with the credit union.
        • Online bill pay is also free. This service allows you to make payments to anyone.
      • When you turn 18, your account will automatically be converted to a regular share account. If you have a checking account, you will no longer be required to have an adult joint on your account. You will also be eligible to apply for a Visa® card** or an installment loan.

If you're not already a DP Savers Club member, become one today!

* Only available to DP’s Kids Club and DP Savers Club accounts.

** Some restrictions apply.

+ See Credit Union for disclosure information.

++ Checking account required.

See Credit Union for disclosure information. See Credit Union for disclosure information on excessive use charges.

 

Youth Savings – DP’s Kids Club

For kids ages 12 and under

Parents – want to help your children learn to manage money? Then bring your children — age 12 and under — to any DoverPhila branch and sign them up for their very own savings account through DP’s Kids Club.

DP's Kids Club image

By joining the club, children learn to manage money early and reap the special rewards this account offers.

Joining is easy

Simply bring your child, their social security card, and a deposit of $5 (or more) to any of our five convenient locations and activate their account. It’s that easy.

If your child already has a DoverPhila savings account, you can sign your child up for membership in DP’s Kids Club. No additional deposit is required. (Note: If you currently have a custodial account, you will need to set up a separate account for the kids club.)

DP's Kids Club benefits

Here are just some of the benefits that come with DP’s Kids Club membership:

      • Fun Gifts– Kids receive a postcard in the mail each quarter with an incentive to save their money.
      • Membership Card – The official club membership card – kids love them!
      • Games & Contests – Quarterly contest with cash prizes.
      • Quarterly Newsletter – Credit union news and money facts tailored specifically to kids.
      • Special Events – Celebrate summer at the annual DP’s Kids Club Day (always the first Saturday in August) that includes games, contests, and refreshments.
      • Financial Tools for Kids – Education is the key to success. Club activities and tools are designed to help kids learn money management.
      • Access to Banzai – An award-winning, online financial literacy program that allows members to discover real-world finances through “learning by doing.”
      • And More!

Early education is crucial to adopting lifelong money management skills. Working together we can help children learn to successfully manage their money. By joining the kids club, kids are given the opportunity to learn the value of saving money while also having fun.

When your child reaches the age of 13, their financial education really kicks into gear. Their membership will automatically be converted to a DP Savers Club membership.

Not-For-Profit

As a not-for-profit credit union, we appreciate the unique governing structure of not-for-profits, their need to keep expenses in check, and desire to show results for the programming.

For that reason our not-for-profit checking account offers all of the great features and benefits of our business checking account, but without the monthly service charges (waived for qualified 501c3 not-for-profit organizations). 

Features of our Not-For-Profit Checking include:

      • No minimum balance
      • No monthly service charges
      • Free overdraft protection from your savings account
      • Unlimited check writing
      • Online banking
      • Mobile banking
      • Digital check images through online banking
      • eAlerts
      • ATM/Debit card access

While your first order of checks needs to be made through a DoverPhila branch location, you can reorder checks quickly and easily online.

  • Account Opening image linked to content Account Opening

Account Opening

Opening any personal account at DoverPhila will require individuals to present the following:

  1. A valid driver’s license
  2. Social Security Number (either issued card or government document)
  3. Proof of address, if:
    • Address differs from your driver’s license – proof must be within the last six months.
    • Driver’s license has been issued within the last 30 days, even if the address listed is correct. Proof must be within the last six months.
  • Savings
  • Checking

Savings

Every member is provided with a REGULAR SAVINGS ACCOUNT unless another account is specified. Features of this account include:

      • Minimum $5 balance required
      • Dividends are compounded daily and paid monthly
      • eStatements

Daily Account

This account earns the same dividend as our Regular Savings Account, but also gives our members an additional savings account for a special purpose without having to open a new account.

Custodial Account

This account is designed with our younger members in mind (under age 18) to encourage the practice of regular saving. An adult custodian (parent or guardian) is required to be named to the account as all transactions other than deposits must be made by the custodian.

Checking

Checking made simple

As a member, you will never have to muddle through a variety of checking options to figure out what’s best for you. And you can stop aspiring to achieve a preferred account status with extra benefits, too. That’s because we believe you deserve the very best we have to offer.

With our personal checking accounts, we’ve bolstered the benefits by flat-lining the fees. Just straightforward checking that works the way you want it to work. Welcome to checking made simple.

      • No minimum balance
      • No monthly service charges
      • FREE overdraft protection from your savings account
      • ATM/Debit card access
      • eStatements
      • No per check fees
      • Senior citizens always receive free checks (one box per order)

Click here to order checks

  • Reorder Checks image linked to content Reorder Checks
  • Money Market image linked to content Money Market

Reorder Checks

There are two convenient ways to order checks:

      • Visit your nearest DoverPhila branch office to place your order.
      • Order online from Main Street Order Here Today!

Some things to keep in mind if you order online from Main Street:

      • Your name and address must be the same as the name and address on your account at DoverPhila.
      • Their standard shipping is “USPS 1st Class” which costs $5 – $8 per order. Business packages have a much higher delivery fee due to the size and bulkiness of the order.
      • Senior checks need to be a specific style of checks in order to be free (all other styles are ½ price).  If you have not ordered your free checks before, please visit one of our branch offices to order.

Money Market

Insured Money Market Account

      • No minimum balance to earn dividends
      • Dividends are compounded daily and paid monthly
      • eStatements
  • Member Benefits image linked to related content Club Savings
  • Certificate Loans image linked to content Certificate
    of Deposit

Club Savings

You’re invited to join the club…of your choice. Whether you’re saving for vacation or Christmas with our DP Savers Club your savings goals are within reach!

Christmas Club / Vacation Club

      • No minimum deposit requirements
      • Deposits can be made at any time, in any amount
      • Disbursement options include: check, transfer to another account, or left in the account to be withdrawn at anytime
      • Dividends are compounded daily and paid monthly
      • eStatements

Certificate of Deposit

Certificates of Deposit (CDs)

      • $500 minimum balance
      • Limited access account
      • Unlimited withdrawals or transfers of earned dividends without a penalty
      • Dividend forfeiture for principal monies withdrawn prior to the maturity
  • Individual Retirement Account image linked to content Individual
    Retirement Account
  • Educational Savings Account image linked to content Educational Savings
    Account

Individual Retirement Account

Roth IRAs

A Roth Individual Retirement Account (Roth IRA) is available to anyone who has earned compensation and whose income falls below the limits set forth by Congress. Contributions to a Roth IRA are made after-tax, so there are no tax deductions for these contributions. However, your earnings grow tax-deferred, and withdrawals are tax-free as long as the funds have been in your account for at least 5 years and you are either over age 59½, disabled, buying your first home, or paying qualified education expenses.

      • Dividend forfeiture for principal monies withdrawn prior to the maturity

Traditional IRAs

Traditional IRAs are available to anyone regardless of age that has earned compensation. A traditional IRA may provide you with significant immediate tax savings since contributions are tax-deductible if you qualify. Income tax on the earnings is tax-deferred until you withdraw the funds. Minimum withdrawals are required once you reach age 72.

      • Dividend forfeiture for principal monies withdrawn prior to the maturity

Maximum Contributions

Tax YearContribution Limit50+ Catch Up
2021$6,000$1,000
2020$6,000$1,000
2019$6,000$1,000

Investment Options

Passbook IRA

      • No minimum balance required
      • Make deposits or withdrawals at any time in any amount with no dividend forfeiture penalty
      • Use payroll deduction/direct deposit to make deposits easily
      • Dividends are compounded daily and paid monthly
      • No custodial fees

Certificate IRA

      • $500 minimum balance
      • Lock in a rate for a specific term
      • Same terms/conditions apply as with share certificates
      • Dividends are compounded daily and paid monthly
      • No custodial fees
      • Dividend forfeiture for principal monies withdrawn prior to the maturity

Educational Savings Account

Coverdell ESA

A Coverdell Education Savings Account (ESA) helps you save money to pay for your child’s current and future education expenses, such as tuition, fees, books, and supplies. Unlike state 529 plans, Coverdell ESAs can be used to pay for qualified elementary and secondary education expenses, in addition to post-secondary expenses.

Contributions to a Coverdell ESA are never tax-deductible. However, earnings grow on a tax-deferred basis, and distributions are tax-free if the money is used to pay for qualified education expenses. Anyone who meets the income requirements can contribute to your child’s ESA. Total annual contributions for each child cannot exceed $2000, and contributions must stop once your child reaches age 18.

Investment Options

Passbook ESA

      • No minimum balance required
      • Make deposits or withdrawals at any time in any amount with no dividend forfeiture penalty
      • Use payroll deduction/direct deposit to make deposits easily
      • Dividends are compounded daily and paid monthly
      • No custodial fees

Certificate ESA

      • $500 minimum balance
      • Lock in a rate for a specific term
      • Same terms/conditions apply as with share certificates
      • Dividends are compounded daily and paid monthly
      • No custodial fees
      • Dividend forfeiture for principal monies withdrawn prior to the maturity
  • Health Savings Account image linked to content Health Savings
    Account
  • Youth Savings Savers Club image linked to content Youth Savings–
    Saver's Club

Health Savings Account

A Health Savings Account (HSA) is a tax-advantaged account owned by an individual that is used to accumulate savings to pay for current and future health care expenses. Contributions are tax-deductible, interest earned is tax-deferred, and withdrawals for qualified medical expenses are tax-free.

Account Benefits

      • Protection – save money for high or unexpected medical bills
      • Affordability – higher deductibles mean lower premiums
      • Savings – deduct your contributions and defer tax on the earnings
      • Flexibility – contribute at any time and roll the balance from year to year
      • Portability – you own the account, even if you change jobs or insurance providers

Eligibility

To qualify to open and contribute to an HSA, you must:

      • Be covered by a high-deductible health plan (HDHP)
      • Not be covered by another health plan
      • Not be enrolled in Medicare
      • Not be claimed as a dependent on someone else’s tax return

High-Deductible Health Plan Requirements for an HSA

Tax YearSingle Coverage HDHP Minimum DeductibleSingle Coverage HDHP Maximum Out-of-PocketFamily Coverage HDHP Minimum DeductibleFamily Coverage HDHP Maximum Out-of-Pocket
2021$1,400$7,000$2,800$14,000
2020$1,400$6,900$2,800$13,800
2019$1,350$6,750$2,700$13,800

Contributions

Contributions can be made with pre-tax money through payroll deduction, or contributions can be made post-tax and then deducted from your income when you file your income tax return.

HSA Contribution Limit

Tax YearSingle Coverage Annual Contribution LimitFamily Coverage Annual Contribution Limit55+ Catch Up
2021$3,600$7,200$1,000
2020$3,550$7,100$1,000
2019$3,500$7,000$1,000

Distributions

Allowable withdrawals are for qualified medical expenses for the HSA owner, the owner’s spouse, and the owner’s dependents. Qualified medical expenses are defined in IRS Publication 502. Some examples include doctor visits, prescribed medicines, and surgeries.

HSAs at DoverPhila Federal Credit Union are designed with your individual needs in mind and include the following features:

      • Checking Account
      • No account maintenance fees
      • Free checks
      • HSA MasterCard® Debit Card
      • Online access

See a credit union employee for more information!
Not intended as tax advice. Please consult your financial and/or tax adviser.

Stop by your local DoverPhila branch for details or to open a checking account today!

 

Youth Savings – Savers Club

For teens ages 13-17

Whether you’re babysitting, mowing lawns, work a part-time job after school or receive an allowance, chances are this is the stage of life where you’re earning money for the first time. Learning how to manage your money now will pay dividends throughout life. With a DP Savers Club account, you’ll be able to develop solid money management, budgeting, and good credit practices.

Now is the time to start saving and looking toward your future. A DP Savers Club account will give you a jump start on achieving your goals.  If you’re saving for your first car or college, we’re here to help.  DoverPhila offers many products and services that will help you stay focused on financial goals.

Dover Phila Savers Club

Membership benefits:

      • Earn dividends on savings and checking accounts
      • Certificates of Deposit with low $250 minimum balance*
      • Fun and educational quarterly newsletter
      • Contests
      • Invitation to special events
      • Semi-annual savings incentive
      • Free access to Banzai – an award-winning, online financial program

How to join:

Simply open a DP Savers Club account with an initial deposit of $5 or more.  If you already have a DoverPhila account, you can transfer it to a DP Savers Club account. No additional deposit is required.  If you currently have a custodial account, you will need to open a separate DP Savers Club account.

Additional benefits:

      • At age 16, you can apply for a MasterCard® Debit Card+, with a parent joint on your account.  A debit card allows you to pay for purchases directly from your checking without the hassle of writing a check.
      • Online services consist of On Line-On Time® home banking, eStatements, and online bill pay++.
        • On Line-On Time® home banking is available to all members at no charge. You can sign up online or at any branch. Online access allows you to make transfers, view accounts, and make payments on your loan accounts with the credit union.
        • Online bill pay is also free. This service allows you to make payments to anyone.
      • When you turn 18, your account will automatically be converted to a regular share account. If you have a checking account, you will no longer be required to have an adult joint on your account. You will also be eligible to apply for a Visa® card** or an installment loan.

If you're not already a DP Savers Club member, become one today!

* Only available to DP’s Kids Club and DP Savers Club accounts.

** Some restrictions apply.

+ See Credit Union for disclosure information.

++ Checking account required.

See Credit Union for disclosure information. See Credit Union for disclosure information on excessive use charges.

 

  • Youth Savings DP's Kids Club image linked to content Youth Savings–
    DP's Kids Club
  • Not-For-Profit image linked to content Not-For-Profit

Youth Savings – DP’s Kids Club

For kids ages 12 and under

Parents – want to help your children learn to manage money? Then bring your children — age 12 and under — to any DoverPhila branch and sign them up for their very own savings account through DP’s Kids Club.

DP's Kids Club image

By joining the club, children learn to manage money early and reap the special rewards this account offers.

Joining is easy

Simply bring your child, their social security card, and a deposit of $5 (or more) to any of our five convenient locations and activate their account. It’s that easy.

If your child already has a DoverPhila savings account, you can sign your child up for membership in DP’s Kids Club. No additional deposit is required. (Note: If you currently have a custodial account, you will need to set up a separate account for the kids club.)

DP's Kids Club benefits

Here are just some of the benefits that come with DP’s Kids Club membership:

      • Fun Gifts– Kids receive a postcard in the mail each quarter with an incentive to save their money.
      • Membership Card – The official club membership card – kids love them!
      • Games & Contests – Quarterly contest with cash prizes.
      • Quarterly Newsletter – Credit union news and money facts tailored specifically to kids.
      • Special Events – Celebrate summer at the annual DP’s Kids Club Day (always the first Saturday in August) that includes games, contests, and refreshments.
      • Financial Tools for Kids – Education is the key to success. Club activities and tools are designed to help kids learn money management.
      • Access to Banzai – An award-winning, online financial literacy program that allows members to discover real-world finances through “learning by doing.”
      • And More!

Early education is crucial to adopting lifelong money management skills. Working together we can help children learn to successfully manage their money. By joining the kids club, kids are given the opportunity to learn the value of saving money while also having fun.

When your child reaches the age of 13, their financial education really kicks into gear. Their membership will automatically be converted to a DP Savers Club membership.

Not-For-Profit

As a not-for-profit credit union, we appreciate the unique governing structure of not-for-profits, their need to keep expenses in check, and desire to show results for the programming.

For that reason our not-for-profit checking account offers all of the great features and benefits of our business checking account, but without the monthly service charges (waived for qualified 501c3 not-for-profit organizations). 

Features of our Not-For-Profit Checking include:

      • No minimum balance
      • No monthly service charges
      • Free overdraft protection from your savings account
      • Unlimited check writing
      • Online banking
      • Mobile banking
      • Digital check images through online banking
      • eAlerts
      • ATM/Debit card access

While your first order of checks needs to be made through a DoverPhila branch location, you can reorder checks quickly and easily online.

  • Account Opening image linked to content Account Opening

Account Opening

Opening any personal account at DoverPhila will require individuals to present the following:

  1. A valid driver’s license
  2. Social Security Number (either issued card or government document)
  3. Proof of address, if:
    • Address differs from your driver’s license – proof must be within the last six months.
    • Driver’s license has been issued within the last 30 days, even if the address listed is correct. Proof must be within the last six months.
A SIMPLE $5 DEPOSIT IS ALL IT TAKES.
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