As 2021 draws to a close, take a moment to go through this year-end financial checklist to ensure your finances are in order before the start of the New Year. REVIEW YOUR BUDGET Is your current monthly budget working for you? Are you stretching some spending categories or finishing each month in the red? Take
The holidays are coming and it’s time to hit the shops! Unfortunately, suppliers are cautioning us to expect supply shortages, shipping delays, and higher price tags. Here’s what to expect during this holiday shopping season. Supply Shortages Seen any empty store shelves recently? Suppliers are struggling to stay ahead of shopper demands while catching up
The data we collect – and ways to manage your privacy. Every company needs to have a transparent data policy. We’ve outlined ours in easy-to-understand terms and show you exactly what we do and do not do with regard to sharing information. We also make it easy for you to make adjustments to your privacy
Keeping your best interest in mind. When you need a loan, you want a competitive interest rate that gives you peace of mind that you’re not paying too much. When you are building up your savings – in a money market, health savings, or one of our many account options – you also want a
DP Trading Cards Have fun while learning money-management skills and engaging with other kids’ club members! DP Trading Cards is an exclusive program for kids 12 and under with a DP’s Kids Club account. DP Trading Cards encourages youth to perform simple tasks that will ultimately help them become a future super saver. It uses
Step-by-step tools, available 24/7. Making tutorials available on how to navigate electronic services or other needs that are new to you is just another way we help you get the answers you need, when you need them, and in ways that are intuitive. You’re always welcome to speak with a DoverPhila representative, but sometimes seeing
Multiple ways to stay connected. Email, online, telephone or in-person at a branch – no matter how you prefer to communicate or stay connected, we’re there to answer the call. Or if you just want to follow along and know what’s happening with your credit union, you can follow us on social media including Facebook,
Seasonal closings you can plan around. Our annual holiday schedule gives you an early heads up on when branches and operations will be closed due to federally recognized holidays. Keep in mind that banking-related closures at DoverPhila (and elsewhere) can impact how quickly payments get posted to your accounts, so plan accordingly. Holiday Schedule Holiday
Having an impact where it matters most. Our work has been and always will be about impacting our local community, starting with the financial needs of our members. From day one our membership has been for our local communities, so it should be no surprise that our efforts to support and give back are completely
When it comes to your finances, keep asking questions. We can’t assume we’ve answered every question our members have about managing their money. We also encourage your questions and feedback to help us know what’s on the minds of our members. Here we’ve outlined a list of frequently asked questions that our members ask, along
Switching is easy and it makes good sense. When you realize the value of your credit union over a bank, recognize that fees aren’t driving our bottom line, and that you have an ownership interest in our success, switching becomes an easy decision. Making that switch also needs to be easy. By following the steps
Every successful business has a story. This is ours. Get to know what’s made us a trusted, go-to source for the financial needs of our community for nearly 70 years. Understand the advantages of your credit union compared to traditional banks. Get to know our people who are local and members of DoverPhila. And consider
Protecting your identity and assets. Identity theft can happen to anyone at any time. To minimize your threat of identity theft, follow the precautions listed below and know what to do – starting by notifying us – the moment you suspect fraud or unauthorized charges are occurring with your accounts. The more diligent you are
The support you need for a better financial future. Smart financial management can be learned by anyone. And free financial counseling services are available to those who need a little extra help to get their finances in order. At DoverPhila, part of being a good community steward means being helpful to our members and helping
Our connections can mean better or added protection. As a member of DoverPhila you have access to term life insurance as well as home and auto insurance that may prove more affordable than seeking your own policies. Choosing insurance protection through our network of business relationships can lead to more competitive rates, depending on your
More for free and far fewer fees. Our ratio of services that are free vs. fee is just another highlighted benefit of membership. Expect no fees for account minimums, monthly service charges, per check fees, or overdraft protection. Because when our members are owners, there’s no need to make money on fees from our core
Services to meet every circumstance, when you need them. Do you have a document requiring a notary public? Need to wire transfer funds? Looking for payroll deduction services to stay on top of your bills? These aren’t the typical services you rely on daily, but when you need them, you want access and answers fast.
Digital tools that make managing your money easier. No matter where you are or what time of day it is, you’ll have instant access to your accounts. From online and mobile banking options, ealerts, estatements and edocuments, and the convenience of a digital wallet, all of these money management tools are just a click or
Lock in a great rate before you buy. Did you know your loan interest rate is directly tied to your personal credit score? That means advertised rates you see might not be what you actually pay. This knowledge can save you a lot of money over the life of your loan and you can access
