not delete

Keeping your best interest in mind.

When you need a loan, you want a competitive interest rate that gives you peace of mind that you’re not paying too much. When you are building up your savings – in a money market, health savings, or one of our many account options – you also want a great rate that helps to grow your money with an annual percentage yield. Whether you’re trying to grow your balances or contain your costs, all of our rates help you in making the most of your money.

  • Loans image linked to content Loans
  • Accounts image linked to related content Accounts

Auto Loans

Credit Score: 730+

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month3.25%2016 - 2021$15.31
Cars, Trucks, Vans, and Motorcycles60 month3.25%2013 - 2015$18.08
Cars, Trucks, Vans, and Motorcycles48 month3.25%2012 - older$22.24

Credit Score: 729-680

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month3.75%2016 - 2021$15.53

Credit Score: 679-640

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month4.75%2016 - 2021$15.99

Credit Score: 639-600

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month5.75%2016 - 2021$16.46

Credit Score: 599-550

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month7.75%2016 - 2021$17.41

Credit Score: 549 <

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month9.75%2016 - 2021$18.40
LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Collector Cars60 month3.25%All Years$18.08

*Annual Percentage Rate – some restrictions apply
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Recreational Loans

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
RVs, Campers, Boats120 month
72 month
48 month
5.25%
4.75%
4.25%
All Years$10.73
$15.99
$22.69
LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
ATV, Mower, Snowmobiles, Trailer60 month max6.49%$19.56

*Annual Percentage Rate – some restrictions apply
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Personal Loans

LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
Personal60 month max6.99%$19.80

*Annual Percentage Rate – some restrictions apply
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Checking

CheckingDividend RateAPY*
Share Draft Personal Checking0.00%0.00%
Share Draft Business Checking0.00%0.00%

*Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Savings

SavingsDividend RateAPY*
Personal Savings0.050%0.050%
Savers Club Savings0.050%0.05%
DP's Kids Club Savings0.050%0.05%

*Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Money Market

Credit Score: 730+

Insured Money MarketsDividend RateAPY*
Insured Money Market (up to $2,499)0.050%0.05%
Insured Money Market ($2,500 minimum)0.170%0.17%
Insured Money Market ($50,000 minimum)0.220%0.22%
Insured Money Market ($100,000 minimum)0.270%0.27%
Insured Money Market ($250,000 minimum)0.300%0.30%

*Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Certificate IRA

Certificate IRA TermDividend RateAPY*
6 Month Certificate0.300%0.30%
12 Month Certificate0.400%0.40%
18 Month Certificate0.450%0.45%
24 Month Certificate0.500%0.50%
36 Month Certificate0.600%0.60%
48 Month Certificate0.650%0.65%
60 Month Certificate0.700%0.70%
72 Month Certificate0.750%0.75%

*Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity
Not intended as tax advice. Please consult your financial and/or tax adviser.

 

Passbook IRA

Passbook IRA BalanceDividend RateAPY*
Up to $2,4990.050%0.05%
$2,500 minimum0.170%0.17%
$50,000 minimum0.220%0.22%
$100,000 minimum0.270%0.27%
$250,000 minimum0.300%0.30%

*Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Certificate of Deposit

Certificate TermDividend RateAPY*
6 Month Certificate0.300%0.30%
12 Month Certificate0.400%0.40%
18 Month Certificate0.450%0.45%
24 Month Certificate0.500%0.50%
36 Month Certificate0.600%0.60%
48 Month Certificate0.650%0.65%
60 Month Certificate0.700%0.70%
72 Month Certificate0.750%0.75%

*Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity

 

Coverdell Certificate ESA

Certificate ESA TermDividend RateAPY*
6 Month Certificate0.300%0.30%
12 Month Certificate0.400%0.40%
18 Month Certificate0.450%0.45%
24 Month Certificate0.500%0.50%
36 Month Certificate0.600%0.60%
48 Month Certificate0.650%0.65%
60 Month Certificate0.700%0.70%
72 Month Certificate0.750%0.75%

*Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity
Not intended as tax advice. Please consult your financial and/or tax adviser.

 

Health Savings Account

HSA CheckingDividend RateAPY*
less than $1,0000.050%0.05%
$1,000 to $2,499.990.200%0.20%
$2,500 to $9,999.990.500%0.50%
$10,000 or above1.000%1.00%

*Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

  • Loans
  • Accounts

Auto Loans

Credit Score: 730+

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month3.25%2016 - 2021$15.31
Cars, Trucks, Vans, and Motorcycles60 month3.25%2013 - 2015$18.08
Cars, Trucks, Vans, and Motorcycles48 month3.25%2012 - older$22.24

Credit Score: 729-680

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month3.75%2016 - 2021$15.53

Credit Score: 679-640

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month4.75%2016 - 2021$15.99

Credit Score: 639-600

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month5.75%2016 - 2021$16.46

Credit Score: 599-550

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month7.75%2016 - 2021$17.41

Credit Score: 549 <

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month9.75%2016 - 2021$18.40
LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Collector Cars60 month3.25%All Years$18.08

*Annual Percentage Rate – some restrictions apply
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Recreational Loans

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
RVs, Campers, Boats120 month
72 month
48 month
5.25%
4.75%
4.25%
All Years$10.73
$15.99
$22.69
LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
ATV, Mower, Snowmobiles, Trailer60 month max6.49%$19.56

*Annual Percentage Rate – some restrictions apply
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Personal Loans

LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
Personal60 month max6.99%$19.80

*Annual Percentage Rate – some restrictions apply
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Checking

CheckingDividend RateAPY*
Share Draft Personal Checking0.00%0.00%
Share Draft Business Checking0.00%0.00%

*Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Savings

SavingsDividend RateAPY*
Personal Savings0.050%0.050%
Savers Club Savings0.050%0.05%
DP's Kids Club Savings0.050%0.05%

*Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Money Market

Credit Score: 730+

Insured Money MarketsDividend RateAPY*
Insured Money Market (up to $2,499)0.050%0.05%
Insured Money Market ($2,500 minimum)0.170%0.17%
Insured Money Market ($50,000 minimum)0.220%0.22%
Insured Money Market ($100,000 minimum)0.270%0.27%
Insured Money Market ($250,000 minimum)0.300%0.30%

*Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Certificate IRA

Certificate IRA TermDividend RateAPY*
6 Month Certificate0.300%0.30%
12 Month Certificate0.400%0.40%
18 Month Certificate0.450%0.45%
24 Month Certificate0.500%0.50%
36 Month Certificate0.600%0.60%
48 Month Certificate0.650%0.65%
60 Month Certificate0.700%0.70%
72 Month Certificate0.750%0.75%

*Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity
Not intended as tax advice. Please consult your financial and/or tax adviser.

 

Passbook IRA

Passbook IRA BalanceDividend RateAPY*
Up to $2,4990.050%0.05%
$2,500 minimum0.170%0.17%
$50,000 minimum0.220%0.22%
$100,000 minimum0.270%0.27%
$250,000 minimum0.300%0.30%

*Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Certificate of Deposit

Certificate TermDividend RateAPY*
6 Month Certificate0.300%0.30%
12 Month Certificate0.400%0.40%
18 Month Certificate0.450%0.45%
24 Month Certificate0.500%0.50%
36 Month Certificate0.600%0.60%
48 Month Certificate0.650%0.65%
60 Month Certificate0.700%0.70%
72 Month Certificate0.750%0.75%

*Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity

 

Coverdell Certificate ESA

Certificate ESA TermDividend RateAPY*
6 Month Certificate0.300%0.30%
12 Month Certificate0.400%0.40%
18 Month Certificate0.450%0.45%
24 Month Certificate0.500%0.50%
36 Month Certificate0.600%0.60%
48 Month Certificate0.650%0.65%
60 Month Certificate0.700%0.70%
72 Month Certificate0.750%0.75%

*Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity
Not intended as tax advice. Please consult your financial and/or tax adviser.

 

Health Savings Account

HSA CheckingDividend RateAPY*
less than $1,0000.050%0.05%
$1,000 to $2,499.990.200%0.20%
$2,500 to $9,999.990.500%0.50%
$10,000 or above1.000%1.00%

*Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

A SIMPLE $5 DEPOSIT IS ALL IT TAKES.
Scroll to Top
On Line-On Time® Home
Banking & Bill Pay Login