Keeping your best interest in mind.
When you need a loan, you want a competitive interest rate that gives you the peace of mind that you’re not paying too much. When you’re building a savings, you want a great rate to grow your money. Whether you’re trying to contain costs or grow your balances, our rates help you make the most of your money.
Auto Loans
Credit Score: 730+
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 6.99% | 2020 - 2025 | $15.09 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 5.99% | 2020 - 2025 | $16.57 |
| Cars, Trucks, Vans, and Motorcycles | 60 month | 6.99% | 2013 - 2019 | $19.80 |
| Cars, Trucks, Vans, and Motorcycles | 48 month | 7.49% | 2012 & Older | $24.17 |
Credit Score: 729-680
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 7.49% | 2020 - 2025 | $15.33 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 6.49% | 2020 - 2025 | $16.81 |
Credit Score: 679-640
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 8.49% | 2020 - 2025 | $15.83 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 7.49% | 2020 - 2025 | $17.29 |
Credit Score: 639-600
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 9.49% | 2020 - 2025 | $16.34 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 8.49% | 2020 - 2025 | $17.77 |
Credit Score: 599-550
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 11.49% | 2020 - 2025 | $17.38 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 10.49% | 2020 - 2025 | $18.77 |
Credit Score: 549 <
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 13.49% | 2020 - 2025 | $18.46 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 12.49% | 2020 - 2025 | $19.81 |
*APR = Annual Percentage Rate.
**84-month term only available for auto loans $50k and above.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
Collector Cars
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Collector Cars | 60 month | 7.49% | All Years | $20.03 |
*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rate and term listed effective as of April 1, 2025.
Recreational Loans
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| RVs, Campers, Boats | 120 month72 month48 month | 8.00%7.50%7.00% | All Years | $12.13$17.29$23.95 |
| Loans | Term | APR as low as* | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|
| ATV, Mower, Snowmobiles, Trailer | 60 month max | 9.50% | $21.00 |
*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
Personal Loans
| Loans | Term | APR as low as* | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|
| Personal | 60 month max | 10.00% | $21.25 |
*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rate and term listed effective as of April 1, 2025.
Draft (Checking)
| Draft (Checking) | Dividend Rate | APY* |
|---|---|---|
| Share Draft Personal Checking | 0.00% | 0.00% |
| Share Draft Business Checking | 0.00% | 0.00% |
*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates listed effective as of April 1, 2025.
Share (Savings)
| Share (Savings) Type | Dividend Rate | APY* |
|---|---|---|
| Personal Share | 0.05% | 0.05% |
| Savers Club | 0.05% | 0.05% |
| DP's Kids Club | 0.05% | 0.05% |
*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
A $5.00 deposit is required to open a DoverPhila Federal Credit Union share account (membership).
Rates listed effective as of April 1, 2025.
Money Market
| Insured Money Markets | Dividend Rate | APY* |
|---|---|---|
| Insured Money Market (up to $2,499) | 0.05% | 0.05% |
| Insured Money Market ($2,500 minimum) | 1.50% | 1.51% |
| Insured Money Market ($50,000 minimum) | 2.00% | 2.02% |
| Insured Money Market ($100,000 minimum) | 2.50% | 2.53% |
| Insured Money Market ($250,000 minimum) | 3.00% | 3.05% |
*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
Not intended as tax advice. Please consult your financial and/or tax adviser.
Certificate IRA
| Certificate IRA Term | Dividend Rate | APY* |
|---|---|---|
| 6 Month Certificate | 4.25% | 4.34% |
| 12 Month Certificate | 4.00% | 4.08% |
| 18 Month Certificate | 3.80% | 3.87% |
| 24 Month Certificate | 3.80% | 3.87% |
| 36 Month Certificate | 3.50% | 3.56% |
| 48 Month Certificate | 3.25% | 3.30% |
| 60 Month Certificate | 3.25% | 3.30% |
| 72 Month Certificate | 3.25% | 3.30% |
*APY = Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity
Not intended as tax advice. Please consult your financial and/or tax adviser.
Passbook IRA
| Passbook IRA Balance | Dividend Rate | APY* |
|---|---|---|
| Up to $2,499 | 0.05% | 0.05% |
| $2,500 minimum | 1.50% | 1.51% |
| $50,000 minimum | 2.00% | 2.02% |
| $100,000 minimum | 2.50% | 2.53% |
| $250,000 minimum | 3.00% | 3.05% |
*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
Not intended as tax advice. Please consult your financial and/or tax adviser.
Certificate Accounts
| Certificate Term | Dividend Rate | APY* |
|---|---|---|
| 6 Month Certificate | 4.25% | 4.34% |
| 12 Month Certificate | 4.00% | 4.08% |
| 18 Month Certificate | 3.80% | 3.87% |
| 24 Month Certificate | 3.80% | 3.87% |
| 36 Month Certificate | 3.50% | 3.56% |
| 48 Month Certificate | 3.25% | 3.30% |
| 60 Month Certificate | 3.25% | 3.30% |
| 72 Month Certificate | 3.25% | 3.30% |
*APY = Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity.
Not intended as tax advice. Please consult your financial and/or tax adviser.
Coverdell Certificate ESA
| Certificate ESA Term | Dividend Rate | APY* |
|---|---|---|
| 6 Month Certificate | 4.25% | 4.34% |
| 12 Month Certificate | 4.00% | 4.08% |
| 18 Month Certificate | 3.80% | 3.87% |
| 24 Month Certificate | 3.80% | 3.87% |
| 36 Month Certificate | 3.50% | 3.56% |
| 48 Month Certificate | 3.25% | 3.30% |
| 60 Month Certificate | 3.25% | 3.30% |
| 72 Month Certificate | 3.25% | 3.30% |
*APY = Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity
Not intended as tax advice. Please consult your financial and/or tax adviser.
Health Savings Account
| HSA Checking | Dividend Rate | APY* |
|---|---|---|
| $0.00 to $2,499.99 | 0.50% | 0.50% |
| $2,500.00 to $9,999.99 | 2.00% | 2.02% |
| $10,000.00 to $24,999.99 | 2.50% | 2.53% |
| $25,000.00 or above | 3.00% | 3.05% |
*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
Auto Loans
Credit Score: 730+
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 6.99% | 2020 - 2025 | $15.09 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 5.99% | 2020 - 2025 | $16.57 |
| Cars, Trucks, Vans, and Motorcycles | 60 month | 6.99% | 2013 - 2019 | $19.80 |
| Cars, Trucks, Vans, and Motorcycles | 48 month | 7.49% | 2012 & Older | $24.17 |
Credit Score: 729-680
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 7.49% | 2020 - 2025 | $15.33 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 6.49% | 2020 - 2025 | $16.81 |
Credit Score: 679-640
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 8.49% | 2020 - 2025 | $15.83 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 7.49% | 2020 - 2025 | $17.29 |
Credit Score: 639-600
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 9.49% | 2020 - 2025 | $16.34 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 8.49% | 2020 - 2025 | $17.77 |
Credit Score: 599-550
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 11.49% | 2020 - 2025 | $17.38 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 10.49% | 2020 - 2025 | $18.77 |
Credit Score: 549 <
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 13.49% | 2020 - 2025 | $18.46 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 12.49% | 2020 - 2025 | $19.81 |
*APR = Annual Percentage Rate.
**84-month term only available for auto loans $50k and above.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
Collector Cars
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Collector Cars | 60 month | 7.49% | All Years | $20.03 |
*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rate and term listed effective as of April 1, 2025.
Recreational Loans
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| RVs, Campers, Boats | 120 month72 month48 month | 8.00%7.50%7.00% | All Years | $12.13$17.29$23.95 |
| Loans | Term | APR as low as* | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|
| ATV, Mower, Snowmobiles, Trailer | 60 month max | 9.50% | $21.00 |
*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
Personal Loans
| Loans | Term | APR as low as* | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|
| Personal | 60 month max | 10.00% | $21.25 |
*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rate and term listed effective as of April 1, 2025.
Draft (Checking)
| Draft (Checking) | Dividend Rate | APY* |
|---|---|---|
| Share Draft Personal Checking | 0.00% | 0.00% |
| Share Draft Business Checking | 0.00% | 0.00% |
*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates listed effective as of April 1, 2025.
Share (Savings)
| Share (Savings) Type | Dividend Rate | APY* |
|---|---|---|
| Personal Share | 0.05% | 0.05% |
| Savers Club | 0.05% | 0.05% |
| DP's Kids Club | 0.05% | 0.05% |
*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
A $5.00 deposit is required to open a DoverPhila Federal Credit Union share account (membership).
Rates listed effective as of April 1, 2025.
Money Market
| Insured Money Markets | Dividend Rate | APY* |
|---|---|---|
| Insured Money Market (up to $2,499) | 0.05% | 0.05% |
| Insured Money Market ($2,500 minimum) | 1.50% | 1.51% |
| Insured Money Market ($50,000 minimum) | 2.00% | 2.02% |
| Insured Money Market ($100,000 minimum) | 2.50% | 2.53% |
| Insured Money Market ($250,000 minimum) | 3.00% | 3.05% |
*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
Not intended as tax advice. Please consult your financial and/or tax adviser.
Certificate IRA
| Certificate IRA Term | Dividend Rate | APY* |
|---|---|---|
| 6 Month Certificate | 4.25% | 4.34% |
| 12 Month Certificate | 4.00% | 4.08% |
| 18 Month Certificate | 3.80% | 3.87% |
| 24 Month Certificate | 3.80% | 3.87% |
| 36 Month Certificate | 3.50% | 3.56% |
| 48 Month Certificate | 3.25% | 3.30% |
| 60 Month Certificate | 3.25% | 3.30% |
| 72 Month Certificate | 3.25% | 3.30% |
*APY = Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity
Not intended as tax advice. Please consult your financial and/or tax adviser.
Passbook IRA
| Passbook IRA Balance | Dividend Rate | APY* |
|---|---|---|
| Up to $2,499 | 0.05% | 0.05% |
| $2,500 minimum | 1.50% | 1.51% |
| $50,000 minimum | 2.00% | 2.02% |
| $100,000 minimum | 2.50% | 2.53% |
| $250,000 minimum | 3.00% | 3.05% |
*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
Not intended as tax advice. Please consult your financial and/or tax adviser.
Certificate Accounts
| Certificate Term | Dividend Rate | APY* |
|---|---|---|
| 6 Month Certificate | 4.25% | 4.34% |
| 12 Month Certificate | 4.00% | 4.08% |
| 18 Month Certificate | 3.80% | 3.87% |
| 24 Month Certificate | 3.80% | 3.87% |
| 36 Month Certificate | 3.50% | 3.56% |
| 48 Month Certificate | 3.25% | 3.30% |
| 60 Month Certificate | 3.25% | 3.30% |
| 72 Month Certificate | 3.25% | 3.30% |
*APY = Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity.
Not intended as tax advice. Please consult your financial and/or tax adviser.
Coverdell Certificate ESA
| Certificate ESA Term | Dividend Rate | APY* |
|---|---|---|
| 6 Month Certificate | 4.25% | 4.34% |
| 12 Month Certificate | 4.00% | 4.08% |
| 18 Month Certificate | 3.80% | 3.87% |
| 24 Month Certificate | 3.80% | 3.87% |
| 36 Month Certificate | 3.50% | 3.56% |
| 48 Month Certificate | 3.25% | 3.30% |
| 60 Month Certificate | 3.25% | 3.30% |
| 72 Month Certificate | 3.25% | 3.30% |
*APY = Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity
Not intended as tax advice. Please consult your financial and/or tax adviser.
Health Savings Account
| HSA Checking | Dividend Rate | APY* |
|---|---|---|
| $0.00 to $2,499.99 | 0.50% | 0.50% |
| $2,500.00 to $9,999.99 | 2.00% | 2.02% |
| $10,000.00 to $24,999.99 | 2.50% | 2.53% |
| $25,000.00 or above | 3.00% | 3.05% |
*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
