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Keeping your best interest in mind.

When you need a loan, you want a competitive dividend rate that gives you the peace of mind that you’re not paying too much. When you’re building a savings, you want a great Annual Percentage Yield to grow your money. Whether you’re trying to contain costs or grow your balances, our rates help you make the most of your money.

Auto Loans

Credit Score: 730+

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month6.50%2019 - 2024$16.81
Cars, Trucks, Vans, and Motorcycles60 month7.50%2016 - 2018$20.04
Cars, Trucks, Vans, and Motorcycles48 month8.00%2015 - Older$24.41

Credit Score: 729-680

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month7.50%2019 - 2024$17.29

Credit Score: 679-640

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month8.50%2019 - 2024$17.78

Credit Score: 639-600

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month9.50%2019 - 2024$18.27

Credit Score: 599-550

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month11.50%2019 - 2024$19.29

Credit Score: 549 <

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month13.50%2019 - 2024$20.34

*APR = Annual Percentage Rate.
Some restrictions apply.

Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rates and terms listed effective as of April 1, 2024.

Collector Cars

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Collector Cars60 month8.00%All Years$20.28

*APR = Annual Percentage Rate.
Some restrictions apply.

Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rate and term listed effective as of April 1, 2024.

Recreational Loans

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
RVs, Campers, Boats120 month
72 month
48 month
8.00%
7.50%
7.00%
All Years$12.13
$17.29
$23.95
LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
ATV, Mower, Snowmobiles, Trailer60 month max9.50%$21.00

*APR = Annual Percentage Rate.
Some restrictions apply.

Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rates and terms listed effective as of April 1, 2024.

Personal Loans

LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
Personal60 month max10.00%$21.25

*APR = Annual Percentage Rate.
Some restrictions apply.

Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rate and term listed effective as of April 1, 2024.

Checking

CheckingDividend RateAPY*
Share Draft Personal Checking0.00%0.000%
Share Draft Business Checking0.00%0.000%

*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates listed effective as of April 1, 2024. 

Savings

SavingsDividend RateAPY*
Personal Savings0.05%0.050%
Savers Club Savings0.05%0.050%
DP's Kids Club Savings0.05%0.050%

*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates listed effective as of April 1, 2024. 

Money Market

Insured Money MarketsDividend RateAPY*
Insured Money Market (up to $2,499)0.05%0.050%
Insured Money Market ($2,500 minimum)2.25%2.275%
Insured Money Market ($50,000 minimum)2.50%2.531%
Insured Money Market ($100,000 minimum)3.00%3.045%
Insured Money Market ($250,000 minimum)3.25%3.303%

*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2024.
Not intended as tax advice. Please consult your financial and/or tax adviser.

Certificate IRA

Certificate IRA TermDividend RateAPY*
6 Month Certificate5.00%5.127%
12 Month Certificate4.65%4.760%
18 Month Certificate4.35%4.446%
24 Month Certificate4.05%4.133%
36 Month Certificate3.75%3.821%
48 Month Certificate3.25%3.303%
60 Month Certificate3.25%3.303%
72 Month Certificate3.25%3.303%

*APY = Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 5, 2024.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity
Not intended as tax advice. Please consult your financial and/or tax adviser.

Passbook IRA

Passbook IRA BalanceDividend RateAPY*
Up to $2,4990.05%0.050%
$2,500 minimum2.25%2.275%
$50,000 minimum2.50%2.531%
$100,000 minimum3.00%3.045%
$250,000 minimum3.25%3.303%

*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2024.
Not intended as tax advice. Please consult your financial and/or tax adviser.

Certificate Accounts

Certificate TermDividend RateAPY*
6 Month Certificate5.00%5.127%
12 Month Certificate4.65%4.760%
18 Month Certificate4.35%4.446%
24 Month Certificate4.05%4.133%
36 Month Certificate3.75%3.821%
48 Month Certificate3.25%3.303%
60 Month Certificate3.25%3.303%
72 Month Certificate3.25%3.303%

*APY = Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 5, 2024.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity.
Not intended as tax advice. Please consult your financial and/or tax adviser.

Coverdell Certificate ESA

Certificate ESA TermDividend RateAPY*
6 Month Certificate5.00%5.127%
12 Month Certificate4.65%4.760%
18 Month Certificate4.35%4.446%
24 Month Certificate4.05%4.133%
36 Month Certificate3.75%3.821%
48 Month Certificate3.25%3.303%
60 Month Certificate3.25%3.303%
72 Month Certificate3.25%3.303%

*APY = Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 5, 2024.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity
Not intended as tax advice. Please consult your financial and/or tax adviser.

Health Savings Account

HSA CheckingDividend RateAPY*
$0.00 to $2,499.990.50%0.500%
$2,500.00 to $9,999.992.00%2.020%
$10,000.00 to $24,999.992.50%2.531%
$25,000.00 or above3.00%3.045%

*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2024.

Auto Loans

Credit Score: 730+

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month6.50%2019 - 2024$16.81
Cars, Trucks, Vans, and Motorcycles60 month7.50%2016 - 2018$20.04
Cars, Trucks, Vans, and Motorcycles48 month8.00%2015 - Older$24.41

Credit Score: 729-680

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month7.50%2019 - 2024$17.29

Credit Score: 679-640

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month8.50%2019 - 2024$17.78

Credit Score: 639-600

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month9.50%2019 - 2024$18.27

Credit Score: 599-550

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month11.50%2019 - 2024$19.29

Credit Score: 549 <

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month13.50%2019 - 2024$20.34

*APR = Annual Percentage Rate.
Some restrictions apply.

Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rates and terms listed effective as of April 1, 2024.

Collector Cars

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Collector Cars60 month8.00%All Years$20.28

*APR = Annual Percentage Rate.
Some restrictions apply.

Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rate and term listed effective as of April 1, 2024.

Recreational Loans

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
RVs, Campers, Boats120 month
72 month
48 month
8.00%
7.50%
7.00%
All Years$12.13
$17.29
$23.95
LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
ATV, Mower, Snowmobiles, Trailer60 month max9.50%$21.00

*APR = Annual Percentage Rate.
Some restrictions apply.

Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rates and terms listed effective as of April 1, 2024.

Personal Loans

LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
Personal60 month max10.00%$21.25

*APR = Annual Percentage Rate.
Some restrictions apply.

Rates are not tied to an index and are subject to change at the credit union’s discretion.

Rate and term listed effective as of April 1, 2024.

Checking

CheckingDividend RateAPY*
Share Draft Personal Checking0.00%0.000%
Share Draft Business Checking0.00%0.000%

*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates listed effective as of April 1, 2024. 

Savings

SavingsDividend RateAPY*
Personal Savings0.05%0.050%
Savers Club Savings0.05%0.050%
DP's Kids Club Savings0.05%0.050%

*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates listed effective as of April 1, 2024. 

Money Market

Insured Money MarketsDividend RateAPY*
Insured Money Market (up to $2,499)0.05%0.050%
Insured Money Market ($2,500 minimum)2.25%2.275%
Insured Money Market ($50,000 minimum)2.50%2.531%
Insured Money Market ($100,000 minimum)3.00%3.045%
Insured Money Market ($250,000 minimum)3.25%3.303%

*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2024.
Not intended as tax advice. Please consult your financial and/or tax adviser.

Certificate IRA

Certificate IRA TermDividend RateAPY*
6 Month Certificate5.00%5.127%
12 Month Certificate4.65%4.760%
18 Month Certificate4.35%4.446%
24 Month Certificate4.05%4.133%
36 Month Certificate3.75%3.821%
48 Month Certificate3.25%3.303%
60 Month Certificate3.25%3.303%
72 Month Certificate3.25%3.303%

*APY = Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 5, 2024.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity
Not intended as tax advice. Please consult your financial and/or tax adviser.

Passbook IRA

Passbook IRA BalanceDividend RateAPY*
Up to $2,4990.05%0.050%
$2,500 minimum2.25%2.275%
$50,000 minimum2.50%2.531%
$100,000 minimum3.00%3.045%
$250,000 minimum3.25%3.303%

*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2024.
Not intended as tax advice. Please consult your financial and/or tax adviser.

Certificate Accounts

Certificate TermDividend RateAPY*
6 Month Certificate5.00%5.127%
12 Month Certificate4.65%4.760%
18 Month Certificate4.35%4.446%
24 Month Certificate4.05%4.133%
36 Month Certificate3.75%3.821%
48 Month Certificate3.25%3.303%
60 Month Certificate3.25%3.303%
72 Month Certificate3.25%3.303%

*APY = Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 5, 2024.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity.
Not intended as tax advice. Please consult your financial and/or tax adviser.

Coverdell Certificate ESA

Certificate ESA TermDividend RateAPY*
6 Month Certificate5.00%5.127%
12 Month Certificate4.65%4.760%
18 Month Certificate4.35%4.446%
24 Month Certificate4.05%4.133%
36 Month Certificate3.75%3.821%
48 Month Certificate3.25%3.303%
60 Month Certificate3.25%3.303%
72 Month Certificate3.25%3.303%

*APY = Annual Percentage Yield
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 5, 2024.
$500 minimum balance and dividend forfeiture for principal monies withdrawn prior to the maturity
Not intended as tax advice. Please consult your financial and/or tax adviser.

Health Savings Account

HSA CheckingDividend RateAPY*
$0.00 to $2,499.990.50%0.500%
$2,500.00 to $9,999.992.00%2.020%
$10,000.00 to $24,999.992.50%2.531%
$25,000.00 or above3.00%3.045%

*APY = Annual Percentage Yield
The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2024.

A SIMPLE $5 DEPOSIT IS ALL IT TAKES.

Holiday Closure: All DoverPhila locations will be closed Thursday, July 4th.

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