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Crunch the numbers and see: Businesses thrive here.

Everything you need to run your business finances is right here at DoverPhila. From business checking with no monthly minimums or maintenance fees to credit and debit cards, and a business line of credit—all with the same people you’ve already entrusted with your personal finances. We have the essentials that make banking seamless as your business grows.

Savings

Regular Savings Account

Your DoverPhila membership starts with a minimum deposit of $5.00 into a Regular Savings Account, also known as a Share Account. With this account, you get instant access to exclusive benefits, and other credit union accounts, products, and services.

Account Features:

  • Minimum balance of $5
  • No service fees
  • Dividends are compounded daily and paid monthly
  • Unlimited transactions per month
  • Access to online banking, mobile banking, eStatements, paper statements, and PAL
  • Click here for other exclusive benefits

Daily Account

Our Daily Share Account earns the same dividend as our Regular Savings Account. This account gives our members an additional savings account for special saving purposes without having to open a new membership account.

Checking

Checking made simple

As a member, you will never have to muddle through a variety of checking options to figure out what’s best for you. And you can stop aspiring to achieve a preferred account status with extra benefits, too. That’s because we believe you deserve the very best we have to offer.

With our business checking accounts, we’ve bolstered the benefits by flat-lining the fees. Just straightforward checking that works the way you want it to work. Welcome to checking made simple.

      • No minimum balance
      • No monthly maintenance fees
      • FREE overdraft protection from your savings account
      • ATM/Debit card access
      • eStatements
      • A low $0.20 fee for each deposited and cleared check

Reorder Checks

We have two convenient ways to order checks:

Please keep the following in mind if you order online from Main Street:

      • Your name and address must be the same as the name and address on your account at DoverPhila.
      • Their standard shipping is “USPS 1st Class” which costs $5 – $8 per order. Business packages have a much higher delivery fee due to the size and bulkiness of the order.
      • Senior checks need to be a specific style of checks in order to be free (all other styles are ½ price).  If you have not ordered your free checks before, please visit one of our branch offices to order.

Money Market

Insured Money Market Account

Our Money Market Account gives you the best of both worlds with the freedom to withdraw money when you need to without penalty or sacrificing earning potential. Our competitive, higher tiered dividend rates offer saving for the long-term or for an emergency.

Account Features:

  • Competitive, tiered rates
  • No minimum balance to earn dividends
  • High balances earn higher rates
  • Dividends are compounded daily and paid monthly
  • No maintenance fees
  • Access to online banking, mobile banking, eStatements, paper statements, PAL, and more

Certificate Accounts

Certificates

      • $500 minimum balance
      • Limited access account
      • Unlimited withdrawals or transfers of earned dividends without a penalty
      • Dividend forfeiture for principal monies withdrawn prior to the maturity

Not-For-Profit

As a not-for-profit credit union, we appreciate the unique governing structure of not-for-profits, their need to keep expenses in check, and desire to show results for the programming.

For that reason our not-for-profit checking account offers all of the great features and benefits of our business checking account, but without the monthly service charges (waived for qualified 501c3 not-for-profit organizations).

Features of our not-for-profit checking include:

      • No minimum balance
      • No monthly service charges
      • Free overdraft protection from your savings account
      • Unlimited check writing
      • Online banking
      • Mobile banking
      • Digital check images through online banking
      • eAlerts
      • ATM/Debit card access

While your first order of checks needs to be made through a DoverPhila branch location, you can reorder checks quickly and easily online.

Business Account Checklist

Opening any business account at DoverPhila will require specific documents to be presented consistent with entity’s designation. Please review carefully to know what documents are required for your designation.

An appointment may be needed to open an account in person. Call 330-364-8874 to make arrangements. 

Corporations, LLCs, Partnership, & Non-Profits

  • State of Ohio Registration
  • Proof of TIN-from IRS
  • Driver’s License/ photo ID of all owners/agents
  • Proof of SSN of all owners/agents
  • Partnership agreement (partnership only)

Credit Union will provide paperwork for business resolution as well as Beneficial Ownership Certification. 

Sole Proprietor/DBA

  • Proof of TIN/SSN
  • Letter of Authority (we can provide)
  • Driver’s License/Photo ID

Association, Club, Religious, & Charitable Organizations

  • Letter of Authority (we can provide)
  • Proof of TIN
  • 501c3 if charitable organization is non-profit
  • Driver’s License/Photo ID of agents

Trust

  • Proof of TIN or SSN
  • Trust document
  • Proof of SSN for all new trustees
  • Valid driver’s license or photo ID for all new trustees

Estate

  • Proof of TIN
  • Court appointed executor/administrator documents
  • Death certificate
  • Valid driver’s license or photo ID for executor/administrator
  • Proof of SSN for executor/administrator

Savings

Regular Savings Account

Your DoverPhila membership starts with a minimum deposit of $5.00 into a Regular Savings Account, also known as a Share Account. With this account, you get instant access to exclusive benefits, and other credit union accounts, products, and services.

Account Features:

  • Minimum balance of $5
  • No service fees
  • Dividends are compounded daily and paid monthly
  • Unlimited transactions per month
  • Access to online banking, mobile banking, eStatements, paper statements, and PAL
  • Click here for other exclusive benefits

Daily Account

Our Daily Share Account earns the same dividend as our Regular Savings Account. This account gives our members an additional savings account for special saving purposes without having to open a new membership account.

Checking

Checking made simple

As a member, you will never have to muddle through a variety of checking options to figure out what’s best for you. And you can stop aspiring to achieve a preferred account status with extra benefits, too. That’s because we believe you deserve the very best we have to offer.

With our business checking accounts, we’ve bolstered the benefits by flat-lining the fees. Just straightforward checking that works the way you want it to work. Welcome to checking made simple.

      • No minimum balance
      • No monthly maintenance fees
      • FREE overdraft protection from your savings account
      • ATM/Debit card access
      • eStatements
      • A low $0.20 fee for each deposited and cleared check

Reorder Checks

We have two convenient ways to order checks:

Please keep the following in mind if you order online from Main Street:

      • Your name and address must be the same as the name and address on your account at DoverPhila.
      • Their standard shipping is “USPS 1st Class” which costs $5 – $8 per order. Business packages have a much higher delivery fee due to the size and bulkiness of the order.
      • Senior checks need to be a specific style of checks in order to be free (all other styles are ½ price).  If you have not ordered your free checks before, please visit one of our branch offices to order.

Money Market

Insured Money Market Account

Our Money Market Account gives you the best of both worlds with the freedom to withdraw money when you need to without penalty or sacrificing earning potential. Our competitive, higher tiered dividend rates offer saving for the long-term or for an emergency.

Account Features:

  • Competitive, tiered rates
  • No minimum balance to earn dividends
  • High balances earn higher rates
  • Dividends are compounded daily and paid monthly
  • No maintenance fees
  • Access to online banking, mobile banking, eStatements, paper statements, PAL, and more

Certificate Accounts

Certificates

      • $500 minimum balance
      • Limited access account
      • Unlimited withdrawals or transfers of earned dividends without a penalty
      • Dividend forfeiture for principal monies withdrawn prior to the maturity

Not-For-Profit

As a not-for-profit credit union, we appreciate the unique governing structure of not-for-profits, their need to keep expenses in check, and desire to show results for the programming.

For that reason our not-for-profit checking account offers all of the great features and benefits of our business checking account, but without the monthly service charges (waived for qualified 501c3 not-for-profit organizations).

Features of our not-for-profit checking include:

      • No minimum balance
      • No monthly service charges
      • Free overdraft protection from your savings account
      • Unlimited check writing
      • Online banking
      • Mobile banking
      • Digital check images through online banking
      • eAlerts
      • ATM/Debit card access

While your first order of checks needs to be made through a DoverPhila branch location, you can reorder checks quickly and easily online.

Business Account Checklist

Opening any business account at DoverPhila will require specific documents to be presented consistent with entity’s designation. Please review carefully to know what documents are required for your designation.

An appointment may be needed to open an account in person. Call 330-364-8874 to make arrangements. 

Corporations, LLCs, Partnership, & Non-Profits

  • State of Ohio Registration
  • Proof of TIN-from IRS
  • Driver’s License/ photo ID of all owners/agents
  • Proof of SSN of all owners/agents
  • Partnership agreement (partnership only)

Credit Union will provide paperwork for business resolution as well as Beneficial Ownership Certification. 

Sole Proprietor/DBA

  • Proof of TIN/SSN
  • Letter of Authority (we can provide)
  • Driver’s License/Photo ID

Association, Club, Religious, & Charitable Organizations

  • Letter of Authority (we can provide)
  • Proof of TIN
  • 501c3 if charitable organization is non-profit
  • Driver’s License/Photo ID of agents

Trust

  • Proof of TIN or SSN
  • Trust document
  • Proof of SSN for all new trustees
  • Valid driver’s license or photo ID for all new trustees

Estate

  • Proof of TIN
  • Court appointed executor/administrator documents
  • Death certificate
  • Valid driver’s license or photo ID for executor/administrator
  • Proof of SSN for executor/administrator
A SIMPLE $5 DEPOSIT IS ALL IT TAKES.

Why call when you can text? Members can now text DoverPhila with their mobile devices. Click the button to get started.

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