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Details on Overpayment Scams

Overpayment scams are common, and for the unaware, they can be difficult to spot. Here is what you need to know to avoid falling victim to these ruses.  What is an overpayment scam? In an overpayment scam, fraudsters target someone who is selling a high-valued item online, such as a car. The scammer will reach

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Don’t Fall Victim to Spoofing Scams

What is Spoofing? Spoofing is the criminal act of disguising a communication from an unknown source to appear as if it’s being sent from a trusted and known contact. The goal of spoofing is to get the target to share their sensitive information and/or their money with the scammer. For example, a spoofer may pretend

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Website Safety: Ways to Tell If a Website is Fraudulent

The web is rife with scammers employing sophisticated tactics to get at your money and information. Fortunately, with protective measures, you can easily avoid unsafe websites. Here are ways to tell if a website is safe. Look for an SSL certificate.  Secure websites have a Secure Sockets Layer (SSL). An SSL is a digital certificate

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Beware of Third-Party App Scams

Everyone loves the convenience of payment apps – and scammers do, too. Scammers are experts at hijacking our favorite conveniences for their schemes, and third-party app scams are no exception. Let’s look at scams that con the victim into downloading a bogus payment app and how to protect yourself. HOW THESE SCAMS PLAY OUTVictims of

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Debt Collection Scam

Debt-collection scams exploit the feelings of helplessness and overwhelm to lure victims. Let’s look at these scams and how to avoid falling victim. HOW THE SCAMS PLAY OUT In a debt-collection scam, a scammer posing as a debt collector will call a victim to demand payment for an outstanding debt. The caller insists on a

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Beware of Phantom Hacker Scam

According to the FBI, a Phantom Hacker Scam tricks people by using pop-ups, text, or email to get the person’s attention, then claims to be from a legitimate agency. They then warn the person that their financial information has been hacked. The pop-up, text, or email indicate they must talk to protect their device and

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All You Need to Know About Credit Card Fraud & How to Protect Yourself

With the advent of online commerce, credit and debit card fraud has exploded. Unfortunately, credit card fraud can go unnoticed until it causes severe damage. Here, we’ve outlined what you need to know about credit and debit card fraud, how to protect yourself, and what to do when you’re targeted. What is credit card fraud?

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Don’t Get Caught in a Pre-Approval Scam

You’ve got mail! And the good news keeps coming, because you’ve been pre-approved for a large loan—maybe even a mortgage! Yes, you! It’s a dream come true—until it turns into a living nightmare.  Here’s what you need to know about preapproval scams and how to stay safe. How the scams play out In a preapproval

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Beware of Digital Kidnapping

Digital kidnapping happens when a scammer takes control of a victim’s social media profiles and holds it for ransom. It can also involve “kidnapping” photos that are posted on social media pages. Here’s what you need to know about digital kidnapping.   How the Scams Play OutIn a digital kidnapping scam, a hacker takes control

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Don’t Get Caught in a Fake Lottery Scam

Everyone dreams of winning the lottery, but scammers can turn that dream into an absolute nightmare. Here’s all you need to know about fake lottery scams.  How the Scams Play Out In a fake lottery scam, a scammer reaches out to a potential target by phone, email, or social media message to inform them they’ve

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7 Simple Ways to Spot of Survey Scam

Survey scams are almost as old as the internet. Spend just an hour online and there’s a good chance you’ll be running into an ad for a “super quick” survey promising big money or prizes for just a few minutes of your time.   What actually happens, though, is that the scammer walks away with

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Tips for ATM Safety

Using a compromised ATM can mean risking identity theft and/or having cash stolen. With this simple machine, all it takes is a few short minutes for a victim’s life to meet disaster. Here are tips to help you keep your ATM transactions secure. Keep your PIN private. Don’t share it with anyone and don’t write

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Tips for Empty Nesters Downsizing

Quiet. Calm. Clean. And empty. These are just some words that may come to mind when your youngest kiddo leaves the nest. No stray sneakers cluttering up the foyer. No trail of school papers. You may even get the TV remote to yourself! Now that the house has emptied, though, it’s time to sift through

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Can Missing Rent Impact Your Credit Score?

You might be one of the many Americans who are worried about making rent or possibly under the threat of being evicted. You also may be wondering how this process can impact your credit scores. While an eviction itself won’t end up on your credit report, not paying your rent on time can negatively impact your

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Scam Update: Unemployment Fraud

IDENTITY THEFTThroughout the COVID-19 pandemic, scammers have been stealing personal information from individuals and then filing and claiming unemployment benefits in that individual’s name. Victims of these unemployment scams are often just now learning about this identity theft, as unemployment agencies are sending tax forms (1099-G) for income tax filing. If you received a 1099-G

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Five Steps to Take After Being Hacked

Uh oh — you’ve been hacked! Finding out someone has cracked open your accounts and helped themselves to your information can be alarming, but there are ways to mitigate the damage while jump-starting your recovery process. Here are five steps to take after being hacked: Step 1: Assess the damage First, determine the damage. Unfortunately, one

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Updated Scam Information: Unemployment Scams & Jobseeker Scams

With unemployment skyrocketing due to the pandemic, scammers are trolling for your personal information to steal your benefits and identity. Learn how to spot them and how to stay safe! UNEMPLOYMENT SCAMSScammers file unemployment claims in someone else’s name to collect benefits, or they claim to be employed at businesses where they have never held

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DoverPhila Presents Master Your Money Series with Area Organizations

DoverPhila Federal Credit Union is partnering with OhioMeansJobs Tuscarawas County and the United Way of Tuscarawas County, Inc. to host “Master Your Money: Four-Part Series.” “Master Your Money” is a financial workshop that focuses on introducing easy, straightforward methods to help individuals reach their financial goals. The workshop is scheduled for August and September at

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Don’t Be A Victim of Social Security Fraud

Any of the hundreds of scams around today can make you feel like we live in a world gone mad. How cruel can someone be to con a poor victim out of thousands of dollars? But one of the most heartless scams making the rounds is the one targeting the elderly who depend on Social Security

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Medical Identity Theft: What to Do and How to Prevent It

Medicare is replacing its old cards with new ones. They contain an 11-digit code instead of a Social Security number. Unfortunately, even though the cards have not yet been issued, scammers are taking advantage of this change. A caller pretending to be a Medicare representative will ask for payment in exchange for the new ID.

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