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Scam Update: Unemployment Fraud

Throughout the COVID-19 pandemic, scammers have been stealing personal information from individuals and then filing and claiming unemployment benefits in that individual’s name. Victims of these unemployment scams are often just now learning about this identity theft, as unemployment agencies are sending tax forms (1099-G) for income tax filing.

If you received a 1099-G tax form from the Ohio Department of Job and Family Services (ODJFS) and did not apply for unemployment benefits in 2020, contact ODJFS immediately. Visit for more information and to access their online portal.

If you have been a victim of identity theft (via unemployment benefits fraud or otherwise), there are many resources available to help protect your identity.

  • Place a free one-year fraud alert on your credit reports by contacting any of the three nationwide credit reporting companies either online at or at their toll-free numbers. The bureau you contact must inform the other two bureaus: Equifax (800-525-6285), Experian (888-397-3742), or TransUnion (800-680-7289).

Scammers file unemployment claims in someone else’s name and have those benefits directly deposited to another individual’s banking account. The unsuspecting third-party (the account holders) believe they are helping “friends” collect their benefits. Scammers may ask for these funds to be withdrawn and then sent to them as gift cards or money orders—and sometimes offer account holders to keep a small portion of the proceeds for their “help.” The funds are discovered to have been fraudulently credited to the account holders, who are then out the money when it is deducted from their accounts.

Whether the “mule” is complicit in the fraud or deceived by the scammer, “mules” are laundering funds for organized COVID-19-related crime. Acting as a money mule is illegal and punishable, even if you are not aware you are committing a crime.

Visit our COVID-19 resource page for more information regarding these types of scams. Click here for more identity theft resources.

Scams are on the rise and take many forms. DoverPhila would never call or text to ask for your account and debit card information. If you receive an unexpected call or a text from someone claiming to be from DoverPhila, please ask questions to verify that it is a representative. If you are unsure, call us at 330-364-8874 to confirm. Learn more at our Fraud Resource page. Learn more>>

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