Funds for all the things that make life fun.
Our lending options provide simple ways to make big purchases happen and to invest in life’s special moments. Learn what payment options work best for your budget and the repayment terms that fit your lifestyle. Our competitive loans are just like your aspirations—fully within reach.
Auto Loans (including ATVs & trailers)
Whether you’re buying new, gently used, or refinancing, DoverPhila Federal Credit Union is your one-stop vehicle shop for loans.
Accelerate the auto-buying process and enhance your purchasing power by applying for pre-approval. It’s simple, free, and puts you in the driver seat faster.
- No early payoff penalty
- Finance up to 100% of NADA retail value for qualified buyers
- GAP Insurance & Loan Protection
- Home & Auto Insurance available
- Various loan terms available
- Discounted CARFAX Vehicle History Report™*
CARFAX Vehicle History Report™
DoverPhila can provide exclusive savings on a CARFAX Vehicle History Report™* in an effort to protect members from salvage, total loss, structural damage, lemon and flood vehicles.
Every CARFAX Vehicle History Report™* checks for:
TITLE PROBLEMS
- Severe Accident
- Lemon
- Flooded
- Odometer Problems
OWNERSHIP HISTORY
- How Many Owners
- High Mileage
- Rental
- Fleet Car
ACCIDENTS & SERVICE
- Total Loss
- Airbags Deployed
- Structural Damage
- Service Records
TITLE PROBLEMS
- Severe Accident
- Lemon
- Flooded
- Odometer Problems
OWNERSHIP HISTORY
- How Many Owners
- High Mileage
- Rental
- Fleet Car
ACCIDENTS & SERVICE
- Total Loss
- Airbags Deployed
- Structural Damage
- Service Records
One of our installment loan officers is happy to share a CARFAX Vehicle History Report™* with you. By clicking the banner below and submitting a request form for a CARFAX Vehicle History Report™*, you agree that DoverPhila Federal Credit Union can pull a CARFAX Vehicle History Report™* on your behalf and debit your DPFCU account for a one-time charge of $15.00 per CARFAX Vehicle History Report™ form submitted.
*CARFAX Vehicle History Reports are based on information supplied to CARFAX. CARFAX does not have the complete history of every vehicle. Subject to the terms and conditions on Carfax.com. By submitting a request form for a CARFAX Vehicle History Report™, you agree that DoverPhila Federal Credit Union can pull a CARFAX Vehicle History Report™ on your behalf and debit your DPFCU account for a one-time charge of $15.00 per CARFAX Vehicle History Report™ form submitted. You must be a member at DoverPhila Federal Credit Union to submit a request for a CARFAX Vehicle History Report™. Online account opening is available by clicking here.
Recreational Loans
- Applicable for RVs (motor coach), campers, boats, snowmobiles, and lawn/farm equipment
- Various loan terms available
Credit Cards
Consumer Credit Cards
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you’ll enjoy important features like:
- Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
- Mobile purchasing capability for added convenience.
- Zero Fraud Liability
- You won’t be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
- Plus much more!
Elan Financial Services provides zero fraud liability for unauthorized transactions. Card holder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Download your Elan Credit Card apps here:
Business Credit Cards
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
No matter which card you choose, your business will benefit from important features like:
- Free online expense reporting tools.
- No fee for additional employee cards.
- Mobile payment capability for added convenience.
- Cardmember Service available 24 hours a day/365 days per year.
Elan Financial Services provides zero fraud liability for unauthorized transactions. Card holder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Personal Loans (Unsecured Loans)
-
-
- Maximum amount based on your monthly gross income
- No collateral is held as security
- Various loan terms available
-
Certificate Loans
- Loans secured by a corresponding balance in a share certificate account only
- Various loan terms for share certificate
Calculators
Customized calculators help our members see their financial future with the clarity they desire. From determining the cost of a mortgage or installment loan with different time intervals and rates, to calculating retirement savings, members gain the knowledge necessary to make informed financial decisions. Click on the links below to view the corresponding calculator.
Calculators are provided as a courtesy through a third party. The credit union does not assume any fiduciary duty and cannot guarantee the accuracy of the calculators. Use of the loan calculators above is not a guarantee of credit. Click here or the button below for our loan calculator disclaimer.
Loan Payment Options
When making loan payments, members have a variety of options that best suit their needs and lifestyle. Mail it, stop in at a branch, use our electronic and mobile services, or establish automatic payments so there’s never a concern about missing a payment.
- Payroll deduction
- Automatic transfer
- Smartphone app
- Online banking with On Line-On Time® Home Banking
- Online bill pay
- U.S. mail
- In person at a DoverPhila branch or ATM
- Over-the-Phone Payment using a credit or debit card
- Over the phone with our contact center using an existing DoverPhila account
- Recurring ACH Origination
Skip-A-Payment
The unexpected is part of life. When it happens, our Skip-a-Payment benefit affords members to defer a payment until the end of the loan. To be eligible, the member account must be in good standing with at least 12 months of payment on the loan and haven’t exceeded the number of skips permissible for the life of the loan. This benefit can be applied to auto, personal, share/certificate, and recreational loans. A $35 fee will be applied and all borrowers must sign for the benefit to take effect. Skipped payments process within 24 hours. All eligibility requirements apply.
Student Loan Refinancing
When student loans can feel as big as or bigger than a mortgage or rent payment, you need options. Refinancing your student loans with DoverPhila gives you the options you desire so you can progress toward the future you want. Streamline your college debt in a single loan with flexible terms, a lower interest rate, and no origination fees.
Also, you can borrow only what you need and release your consigner after 12 months. You’ve already earned all of your school credits, now take credit for making the smart financial decision and building a strong credit history – on your terms.
To find out if you’re eligible, select the button below to visit our partner link or call toll-free 888-549-9050
Not-For-Profit
As a not-for-profit credit union, we appreciate the unique governing structure of not-for-profits, their needs to keep expenses in check, and their desires to show results for programming.
For that reason, our not-for-profit checking account offers all of the great features and benefits of our business checking account, but without the monthly service charges (waived for qualified 501c3 not-for-profit organizations).
Account Features:
- No minimum balance
- No monthly service charges
- Free overdraft protection from your savings account
- Unlimited check writing
- Digital check images through online banking
- eAlerts
- ATM/Debit card access
- Access to online banking, mobile banking, eStatements, paper statements, and PAL
While your first order of checks needs to be made through a DoverPhila branch location, you can reorder checks quickly and easily online.
Auto Loans (including ATVs & trailers)
Whether you’re buying new, gently used, or refinancing, DoverPhila Federal Credit Union is your one-stop vehicle shop for loans.
Accelerate the auto-buying process and enhance your purchasing power by applying for pre-approval. It’s simple, free, and puts you in the driver seat faster.
- No early payoff penalty
- Finance up to 100% of NADA retail value for qualified buyers
- GAP Insurance & Loan Protection
- Home & Auto Insurance available
- Various loan terms available
- Discounted CARFAX Vehicle History Report™*
CARFAX Vehicle History Report™
DoverPhila can provide exclusive savings on a CARFAX Vehicle History Report™* in an effort to protect members from salvage, total loss, structural damage, lemon and flood vehicles.
Every CARFAX Vehicle History Report™* checks for:
TITLE PROBLEMS
- Severe Accident
- Lemon
- Flooded
- Odometer Problems
OWNERSHIP HISTORY
- How Many Owners
- High Mileage
- Rental
- Fleet Car
ACCIDENTS & SERVICE
- Total Loss
- Airbags Deployed
- Structural Damage
- Service Records
TITLE PROBLEMS
- Severe Accident
- Lemon
- Flooded
- Odometer Problems
OWNERSHIP HISTORY
- How Many Owners
- High Mileage
- Rental
- Fleet Car
ACCIDENTS & SERVICE
- Total Loss
- Airbags Deployed
- Structural Damage
- Service Records
One of our installment loan officers is happy to share a CARFAX Vehicle History Report™* with you. By clicking the banner below and submitting a request form for a CARFAX Vehicle History Report™*, you agree that DoverPhila Federal Credit Union can pull a CARFAX Vehicle History Report™* on your behalf and debit your DPFCU account for a one-time charge of $15.00 per CARFAX Vehicle History Report™ form submitted.
*CARFAX Vehicle History Reports are based on information supplied to CARFAX. CARFAX does not have the complete history of every vehicle. Subject to the terms and conditions on Carfax.com. By submitting a request form for a CARFAX Vehicle History Report™, you agree that DoverPhila Federal Credit Union can pull a CARFAX Vehicle History Report™ on your behalf and debit your DPFCU account for a one-time charge of $15.00 per CARFAX Vehicle History Report™ form submitted. You must be a member at DoverPhila Federal Credit Union to submit a request for a CARFAX Vehicle History Report™. Online account opening is available by clicking here.
Recreational Loans
- Applicable for RVs (motor coach), campers, boats, snowmobiles, and lawn/farm equipment
- Various loan terms available
Credit Cards
Consumer Credit Cards
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you’ll enjoy important features like:
- Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
- Mobile purchasing capability for added convenience.
- Zero Fraud Liability
- You won’t be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
- Plus much more!
Elan Financial Services provides zero fraud liability for unauthorized transactions. Card holder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Download your Elan Credit Card apps here:
Business Credit Cards
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
No matter which card you choose, your business will benefit from important features like:
- Free online expense reporting tools.
- No fee for additional employee cards.
- Mobile payment capability for added convenience.
- Cardmember Service available 24 hours a day/365 days per year.
Elan Financial Services provides zero fraud liability for unauthorized transactions. Card holder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Personal Loans (Unsecured Loans)
-
-
- Maximum amount based on your monthly gross income
- No collateral is held as security
- Various loan terms available
-
Certificate Loans
- Loans secured by a corresponding balance in a share certificate account only
- Various loan terms for share certificate
Calculators
Customized calculators help our members see their financial future with the clarity they desire. From determining the cost of a mortgage or installment loan with different time intervals and rates, to calculating retirement savings, members gain the knowledge necessary to make informed financial decisions. Click on the links below to view the corresponding calculator.
Calculators are provided as a courtesy through a third party. The credit union does not assume any fiduciary duty and cannot guarantee the accuracy of the calculators. Use of the loan calculators above is not a guarantee of credit. Click here or the button below for our loan calculator disclaimer.
Loan Payment Options
When making loan payments, members have a variety of options that best suit their needs and lifestyle. Mail it, stop in at a branch, use our electronic and mobile services, or establish automatic payments so there’s never a concern about missing a payment.
- Payroll deduction
- Automatic transfer
- Smartphone app
- Online banking with On Line-On Time® Home Banking
- Online bill pay
- U.S. mail
- In person at a DoverPhila branch or ATM
- Over-the-Phone Payment using a credit or debit card
- Over the phone with our contact center using an existing DoverPhila account
- Recurring ACH Origination
Skip-A-Payment
The unexpected is part of life. When it happens, our Skip-a-Payment benefit affords members to defer a payment until the end of the loan. To be eligible, the member account must be in good standing with at least 12 months of payment on the loan and haven’t exceeded the number of skips permissible for the life of the loan. This benefit can be applied to auto, personal, share/certificate, and recreational loans. A $35 fee will be applied and all borrowers must sign for the benefit to take effect. Skipped payments process within 24 hours. All eligibility requirements apply.
Student Loan Refinancing
When student loans can feel as big as or bigger than a mortgage or rent payment, you need options. Refinancing your student loans with DoverPhila gives you the options you desire so you can progress toward the future you want. Streamline your college debt in a single loan with flexible terms, a lower interest rate, and no origination fees.
Also, you can borrow only what you need and release your consigner after 12 months. You’ve already earned all of your school credits, now take credit for making the smart financial decision and building a strong credit history – on your terms.
To find out if you’re eligible, select the button below to visit our partner link or call toll-free 888-549-9050
