Our connections can mean better or added protection.
Term Life Insurance
How would your family’s financial well-being be protected if you should pass away?
Term Life Insurance represents a simple, affordable way to help your family continue to enjoy the quality of life you had always planned for them.
Accidental Death & Dismemberment Insurance
Knowing your loved ones are protected gives you – and them – peace of mind.
To show how much we value your membership, DoverPhila has arranged to provide all active members age 18 to 74 with $1,000 of Basic Accident Protection Insurance. This valuable coverage is paid for by your credit union.
We certainly hope you will never need it, but we want you and your family to be protected should the unexpected happen to you.
Home & Auto
As a credit union member, you have access to the TruStage Auto & Home Insurance Program. That means an opportunity to save money on a policy issued by Liberty Mutual, a leading insurer, and exclusively available for credit union members. Your home and car is a big investment, so make sure it’s protected at a good price.
This TruStage program works closely with Liberty Mutual to provide the quality protection you need at prices you can afford.
More discounts can mean even more savings
Discounts on Car Insurance
- Credit union member discount
- Multi-car discount
- Anti-lock brakes
- Air bags, automatic seat belts
- Anti-theft devices
- Good student discount
Discounts on Home Insurance
- Credit union member discount
- New home
- Smoke detectors
- Burglary and fire alarms
- Inflation protection
- Multi-policies
Benefits for Car Insurance
- 24-hour claims service (even on holidays)
- Fast appraisals (typically within 24-hours)
- Guaranteed auto repairs (for as long as you own the vehicle)
Benefits for Home Insurance
- Guaranteed home repairs
- Fast service – many claims are settled on the spot
- Hassle-free replacement of personal items
- Assistance finding temporary living, if needed
Secure your family’s future with an estate plan.
Get 20% off an estate plan.
We partnered with Trust & Will to provide members with an easy and affordable way to create an estate plan online. Trust & Will is the leader in online estate planning and has helped over half a million families secure their legacies. Together, we’re on a mission to help families protect their legacy and give their families peace of mind.
Benefits of Trust & Will
- Affordable services: Members save 20% off any estate plan and get the first shipment of documents for free.
- Expert support: Their team of experts is available to help if you have any questions along the way.
- Easy and convenient: Simple, step-by-step instructions to complete your will or trust online in as little as 30 minutes.
- Built by attorneys, customized by you: State-specific, legally valid documents that are customizable to meet your family’s needs.
All of your estate planning needs in one place.
Will-Based Estate Plan
This outlines how you want your dependents, financial assets, and medical concerns to be taken care of.-
Nominate trusted guardians for children and pets.
-
Determine how assets will be distributed.
-
Designate healthcare agents and specify what happens in a medical emergency.
Trust-Based Estate Plan
This includes all the features of a Will and more.-
Add conditions to how assets will be distributed.
-
Create a revocable living trust.
-
Avoid probate court.
Frequently Asked Questions
Wills and Trusts have a lot of overlap, but also a lot of differences.
Wills are simpler documents that let you name guardians for kids and pets, designate where assets go, and specify final arrangements. The simplicity of a Will does come with some drawbacks: a Will offers more limited control over the distribution of assets and often must go through a probate process after death.
Like a Will, a Trust also controls the disposition of assets but provides greater control over when and how your assets are distributed. Trusts only apply to assets held in the Trust, so you will need to transfer assets to the Trust. This makes a Trust a little more complex to set up, but it brings a major benefit. Trusts are also often used to minimize or avoid probate entirely, which can be a huge draw for many and justifies the additional work upfront needed to create a Trust.
Both are ways to say who will receive your assets. Each has different ways of distributing those assets, as well as different advantages and disadvantages.
You can learn more about Trusts and Wills here!
Most people complete a Will in 15 minutes, and a Trust in about 20 minutes. All your answers are saved as you go, so feel free to pause and come back to pick up where you left off at any time!
Trust & Will is not a law firm, and they are not a substitute for a lawyer or a law firm. They cannot give legal advice, guidance, or services. No attorney-client relationship is formed by any interactions with them, and information provided to them is not protected by the attorney-client privilege.
Yes! Online Estate Planning offers the same level of validity and function as its traditional counterpart, with added advantages (such as affordability and accessibility). By leveraging advanced technology alongside exceptional customer support, their services ensure a smooth experience from start to finish, simplifying estate planning for everyone. Trust & Will is the trusted estate planning partner of 100+ financial institutions across the US.
Disclaimer: Trust & Will is offering 20% off the initial purchase of an estate plan. No promo code is required; the discount is automatically applied at checkout to the initial purchase of a Will or Trust-based estate plan. Subsequent upgrades aren’t eligible for a discount.
Term Life Insurance
How would your family’s financial well-being be protected if you should pass away?
Term Life Insurance represents a simple, affordable way to help your family continue to enjoy the quality of life you had always planned for them.
Accidental Death & Dismemberment Insurance
Knowing your loved ones are protected gives you – and them – peace of mind.
To show how much we value your membership, DoverPhila has arranged to provide all active members age 18 to 74 with $1,000 of Basic Accident Protection Insurance. This valuable coverage is paid for by your credit union.
We certainly hope you will never need it, but we want you and your family to be protected should the unexpected happen to you.
Home & Auto
As a credit union member, you have access to the TruStage Auto & Home Insurance Program. That means an opportunity to save money on a policy issued by Liberty Mutual, a leading insurer, and exclusively available for credit union members. Your home and car is a big investment, so make sure it’s protected at a good price.
This TruStage program works closely with Liberty Mutual to provide the quality protection you need at prices you can afford.
More discounts can mean even more savings
Discounts on Car Insurance
- Credit union member discount
- Multi-car discount
- Anti-lock brakes
- Air bags, automatic seat belts
- Anti-theft devices
- Good student discount
Discounts on Home Insurance
- Credit union member discount
- New home
- Smoke detectors
- Burglary and fire alarms
- Inflation protection
- Multi-policies
Benefits for Car Insurance
- 24-hour claims service (even on holidays)
- Fast appraisals (typically within 24-hours)
- Guaranteed auto repairs (for as long as you own the vehicle)
Benefits for Home Insurance
- Guaranteed home repairs
- Fast service – many claims are settled on the spot
- Hassle-free replacement of personal items
- Assistance finding temporary living, if needed
Secure your family’s future with an estate plan.
Get 20% off an estate plan.
We partnered with Trust & Will to provide members with an easy and affordable way to create an estate plan online. Trust & Will is the leader in online estate planning and has helped over half a million families secure their legacies. Together, we’re on a mission to help families protect their legacy and give their families peace of mind.
Benefits of Trust & Will
- Affordable services: Members save 20% off any estate plan and get the first shipment of documents for free.
- Expert support: Their team of experts is available to help if you have any questions along the way.
- Easy and convenient: Simple, step-by-step instructions to complete your will or trust online in as little as 30 minutes.
- Built by attorneys, customized by you: State-specific, legally valid documents that are customizable to meet your family’s needs.
All of your estate planning needs in one place.
Will-Based Estate Plan
This outlines how you want your dependents, financial assets, and medical concerns to be taken care of.-
Nominate trusted guardians for children and pets.
-
Determine how assets will be distributed.
-
Designate healthcare agents and specify what happens in a medical emergency.
Trust-Based Estate Plan
This includes all the features of a Will and more.-
Add conditions to how assets will be distributed.
-
Create a revocable living trust.
-
Avoid probate court.
Frequently Asked Questions
Wills and Trusts have a lot of overlap, but also a lot of differences.
Wills are simpler documents that let you name guardians for kids and pets, designate where assets go, and specify final arrangements. The simplicity of a Will does come with some drawbacks: a Will offers more limited control over the distribution of assets and often must go through a probate process after death.
Like a Will, a Trust also controls the disposition of assets but provides greater control over when and how your assets are distributed. Trusts only apply to assets held in the Trust, so you will need to transfer assets to the Trust. This makes a Trust a little more complex to set up, but it brings a major benefit. Trusts are also often used to minimize or avoid probate entirely, which can be a huge draw for many and justifies the additional work upfront needed to create a Trust.
Both are ways to say who will receive your assets. Each has different ways of distributing those assets, as well as different advantages and disadvantages.
You can learn more about Trusts and Wills here!
Most people complete a Will in 15 minutes, and a Trust in about 20 minutes. All your answers are saved as you go, so feel free to pause and come back to pick up where you left off at any time!
Trust & Will is not a law firm, and they are not a substitute for a lawyer or a law firm. They cannot give legal advice, guidance, or services. No attorney-client relationship is formed by any interactions with them, and information provided to them is not protected by the attorney-client privilege.
Yes! Online Estate Planning offers the same level of validity and function as its traditional counterpart, with added advantages (such as affordability and accessibility). By leveraging advanced technology alongside exceptional customer support, their services ensure a smooth experience from start to finish, simplifying estate planning for everyone. Trust & Will is the trusted estate planning partner of 100+ financial institutions across the US.
