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Understanding the Mortgage Process

Most would agree – home ownership is part of the American Dream. According to Bankrate, a recent “Consumer Mortgage Understanding Study” conducted by Fannie Mae showed that  91% of more than 3,600 respondents prefer owning a home to renting, but are still largely unaware when it comes to home-buying basics. Securing a mortgage is often

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Is It a Good Idea to Open a HELOC Now?

If you’re looking to fund a home improvement project, or the economic devastation of COVID-19 has left you in need of cash, consider tapping into your home’s equity with a home equity line of credit, or a HELOC. WHAT IS A HELOC?A HELOC is a revolving credit line allowing homeowners to borrow money against the

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Help! I Overspent on Christmas!

It’s easy to go overboard for Christmas. Giving extravagant gifts to your family members seems like a great idea … until you’re facing a huge credit card bill in January. However, it happened, approach this problem rationally. Blaming yourself is pointless; the important thing now is to right yourself financially. Fortunately, you’re not facing this

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Do You Know the Credit Union Difference?

Credit unions help consumers reach their financial dreams through its people helping people philosophy. Respondents in a 2017 Consumer Survey don by the Ohio Credit Union League were asked what they found to be the most significant difference between credit unions and other financial institutions. Here were the results: 35% of respondents: lower interest rates

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Upcoming Holiday Hours: Tuesday, December 24 (close at 1:00pm), Wednesday, December 25 (closed), Tuesday, December 31 (close at 1:00pm), and Wednesday, January 1 (closed)

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