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The Beginner’s Guide to Filling Out a W-4

It’s no secret that the IRS excels at making things complicated. And when you’re busy learning the ropes of a new job, trying to fill out a 4-page W-4 form can be a huge hassle. It’s not a good idea to rush through it, though, because a small mistake now can mean withholding too much

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More Reasons to be a Member of DoverPhila

Your credit union membership is about the trust and care of community, built around where you live, work, and play. That’s why a DoverPhila Federal Credit Union membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like: Savings up to

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Understanding the Mortgage Process

Most would agree – home ownership is part of the American Dream. According to Bankrate, a recent “Consumer Mortgage Understanding Study” conducted by Fannie Mae showed that  91% of more than 3,600 respondents prefer owning a home to renting, but are still largely unaware when it comes to home-buying basics. Securing a mortgage is often

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DoverPhila Donating $25,000 to COVID-19 Community Response Fund

DoverPhila Federal Credit Union is partnering with the United Way of Tuscarawas County to provide funds during the coronavirus (COVID-19) crisis. On Thursday, March 26, the credit union’s Board of Directors approved a $25,000 donation to fund United Way’s COVID-19 community-response fund. The fund will be used to help residents of Tuscarawas County with various

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Tax Tips for Uber, Lyft, Juno, and Other Ride Sharing Drivers

When you’re a driver for a ride-sharing company such as Uber, Lyft, Juno, the most important thing to understand about your taxes is that you are probably not an employee of Uber, Lyft, or Juno. Drivers for these companies are usually independent contractors, a fact that has tax implications, both at filing time and year-round.   Being

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Step 11 of 12 Towards Financial Freedom: Track Your Progress

Update every bit of progress you make on the debt spreadsheet you created earlier this year. Keep your spreadsheet in a visible place so you can quickly and frequently track your progress. Watching those numbers shrink will give you the motivation you need to work harder and make it all happen quicker. Just imagine; one

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Step 10 of 12 Towards Financial Freedom: Make It Automatic

Now that you’re maximizing your payments toward the debt you’ve prioritized, make sure it happens by automating your payments. Set up an automatic transfer in your designated amount from your checking account or your savings account to that debt each month, and it will be well on its way to disappearing! Need help? Meet with

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How to Dispute an Error on Your Credit Report

As a financially responsible individual, you should be checking your credit on a regular basis. If all goes well, your credit card statements and report hold no surprises. Sometimes, though, you may find a mistake. When this happens, you’ll need to officially dispute the error to fix your score. Credit Report MistakesMost credit report errors

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Can I Claim My Girlfriend or Boyfriend as a Dependent?

Are you living with your girlfriend or boyfriend? Have you ever wondered whether or not you could claim him or her on your tax return as a dependent? Like many things in life, it depends. Even if it feels like an awkward thing to wonder, it’s worth the ask. A boyfriend or girlfriend can be

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DoverPhila Federal Credit Union Continues to Give Back

Following another very successful year at DoverPhila Federal Credit Union, the credit union was able to give back a $1.5 million year-end bonus dividend to its members. This marks the 25th consecutive year that DoverPhila returns earnings back to its members.  The credit union is a community-focused, financial cooperative controlled by its members making it

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The Credit Union Difference Part 2: What’s in a Membership?

As a member of DoverPhila Federal Credit Union, you are uniquely positioned to manage your finances and watch your money grow on the best possible terms. Like the member of an elite club, you are entitled to exclusive privileges and individualized service, courtesy of your credit union. Let’s take a quick look at some of

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The Credit Union Difference Part 1: The History of Credit Unions

As a member of DoverPhila Federal Credit Union, you know credit unions are always striving to serve their members and community in much as possible. We value each member’s input as an equal owner in the credit union, and we offer flexible loan terms, low-cost accounts, and higher dividends to help members achieve and maintain financial

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More Reasons to Love Being a Member of DoverPhila

Your credit union membership is about the trust and care of community, built around where you live, work, learn, and play. That’s why we’ve made it so that your DoverPhila Federal Credit Union membership saves you money through exclusive member only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members

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