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Is It a Good Idea to Open a HELOC Now?

If you’re looking to fund a home improvement project, or the economic devastation of COVID-19 has left you in need of cash, consider tapping into your home’s equity with a home equity line of credit, or a HELOC. WHAT IS A HELOC?A HELOC is a revolving credit line allowing homeowners to borrow money against the

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Help! I Overspent on Christmas!

It’s easy to go overboard for Christmas. Giving extravagant gifts to your family members seems like a great idea … until you’re facing a huge credit card bill in January. However, it happened, approach this problem rationally. Blaming yourself is pointless; the important thing now is to right yourself financially. Fortunately, you’re not facing this

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Can I Trust Credit Karma?

Q: I’m trying to increase my credit score ahead of applying for a large loan, so I’m considering signing up for Credit Karma to track my score. How accurate are the credit scores it shares? Is there anything I need to be aware of before signing up for this service? A: Credit Karma is a legitimate company;

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Scam Alert: We’ve been made aware of fraudsters impersonating financial institutions by spoofing phone numbers on caller ID. Please remember, we will never contact you to request your personal or sensitive information. If you receive a suspicious call, text, or email, do not respond or engage. Instead, contact the company directly using the official customer service number listed on your card or their verified website. Your security is our priority.

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