Trends and stats in real estate are constantly changing, especially during the unstable economy of COVID-19. Here’s what you need about the real estate market today. Is it a buyer’s market now? Pickings are slim for homebuyers right now, giving sellers the upper hand and driving up prices for buyers. Low supply also means homes are
As vaccine distribution begins across the country, scammers will be tagging right along. Here’s what you need to know to avoid a vaccine-related scam: You cannot pay to put your name on a list to get the vaccine. You cannot pay to get early access to the vaccine. No one from a vaccine distribution site or
WHAT TO DO WITH YOUR FIRST PAYCHECK As part of the changes you’re gearing up for in the months after you graduate, you’re poised to enter the working world as a long-term employee, perhaps for the first time in your life. As you prepare for this transition, you might have dollar signs dancing in your
The holidays will look different this year because of the COVID-19 pandemic, which is why most people will try harder to make the season brighter. But you don’t have to dip into the kids’ college savings to create a special time! The most important thing to remember is a plan with a set spending amount
ECONOMIC IMPACT PAYMENT SCAMS – TEXTScammers are texting taxpayers and trying to trick them into disclosing bank account information or other personal identifying information under the guise of receiving an Economic Impact Payment. The scam text message states: “You have received a direct deposit of $1,200 from COVID-19 TREAS FUND. Further action is required to accept
Uh oh — you’ve been hacked! Finding out someone has cracked open your accounts and helped themselves to your information can be alarming, but there are ways to mitigate the damage while jump-starting your recovery process. Here are five steps to take after being hacked: Step 1: Assess the damage First, determine the damage. Unfortunately, one
It’s supposed to be the most wonderful time of the year; but for many, the holidays can be an expensive time. From gifts to decorations to wrapping paper to special events, it’s easy to overspend and possibly even go into debt paying for all the extras. In 2019, Forbes reported on a Gallop poll showing
Don’t be the next victim of a debt-collection scam! Here’s all you need to know about these scams: HOW THE SCAMS PLAY OUT In a debt-collection scam, a caller claiming to represent a debt-collection agency demands immediate payment for an alleged outstanding debt. The caller insists on specific means of payment and may threaten to
It’s turkey season! Here’s how to celebrate Thanksgiving 2020 without compromising the health and safety of you and your guests. PLANNING A THANKSGIVING DINNERIf you’ll be hosting an in-person Thanksgiving dinner this year, take steps to ensure your day is as safe as possible. First, consider hosting it outside. Moving Thanksgiving dinner outdoors reduces spreading
How to safely celebrate Halloween is a question frightening Halloween-lovers all over the globe. But, with some precautions, Halloween can still be a frightfully fun day for the entire family. Here’s how: Should I take my family trick-or-treating this year? According to many medical health professionals, the answer depends on where you live. “In an area
With interest rates falling and home prices rising, it might be a good time to use your home’s equity. A home equity loan, or HEL, can be an ideal way to source extra funds during a falling-rates environment. If approved, you’ll receive the funds in one lump sum within a few days. There are no
Everyone loves a surprise package, and scammers are taking the excitement out of that experience by using bogus packages as a cover for a nefarious scam that tricks victims into sharing personal information. Here’s all you need to know about the pending package scam: How the scam plays outIn the pending package scam, the victim
When trying to trim a monthly budget, most people don’t even consider their fixed expenses; however, with just a bit of effort and research, most of these costs can be reduced. 1. Consider a refinanceTrim your mortgage payments by refinancing at a lower interest rate. It will cost a bit, but you can roll closing
Credit cards and debit cards offer incredible convenience; but, is it a smart idea to pay monthly bills with them? Choosing to pay a bill with a card can have a significant impact on your general financial wellness. It’s important to consider the many variables of this decision before going ahead with it. Let’s inspect
It’s no secret that the IRS excels at making things complicated. And when you’re busy learning the ropes of a new job, trying to fill out a 4-page W-4 form can be a huge hassle. It’s not a good idea to rush through it, though, because a small mistake now can mean withholding too much
Credit scores can affect you more than you know. Employers look at credit scores. Landlords look at credit scores. Bill providers look at credit scores, and they might decide to charge you if yours gets too low. With all this pressure, you’ve no doubt started working on some good habits for improving your credit score.
Your credit union membership is about the trust and care of community, built around where you live, work, and play. That’s why a DoverPhila Federal Credit Union membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like: Savings up to
DoverPhila Federal Credit Union is partnering with Dover Public Library and Tuscarawas County Public Library System to present a series of financial education programs. On Saturday, September 26th at 2:30pm, the credit union’s Finances 101 program will be available in the Dover Public Library’s parking lot. Finances 101 is a financial education program geared
Payment apps allow users to send payments to almost anyone, making it easy to split the tab at a shared meal, buy a present for a mutual friend, and quickly pay back a small loan. Unfortunately, though, scammers are using these apps to cheat people out of their money. Here’s all you need to know
Each year, the IRS publishes the “Dirty Dozen,” a list of tax scams most prevalent during that year’s tax season. This year, with COVID-19 pushing off the federal tax deadline to July 15, the IRS held off publishing the list until early July, and of course, it’s loaded with COVID-19-related scams. Whether you’ve filed for
