DoverPhila is monitoring the guidance of the Centers for Disease Control and Prevention (CDC) as well as other public health announcements with respect to COVID-19 (coronavirus). As this is an evolving situation, adjustments will be made as new or revised guidance is provided by public health authorities. Our branches remain open with normal business hours,
Putting your financial affairs in order is overwhelming! It’s very wise and helpful to create an advance plan for the distribution of your assets upon your death. This will create a protocol and ensure your preferences are carried out in the event of a medical catastrophe. Fortunately, this is not as overwhelming as it seems.
As a financially responsible individual, you should be checking your credit on a regular basis. If all goes well, your credit card statements and report hold no surprises. Sometimes, though, you may find a mistake. When this happens, you’ll need to officially dispute the error to fix your score. Credit Report Mistakes Most credit report
It’s easy to go overboard for Christmas. Giving extravagant gifts to your family members seems like a great idea … until you’re facing a huge credit card bill in January. However, it happened, approach this problem rationally. Blaming yourself is pointless; the important thing now is to right yourself financially. Fortunately, you’re not facing this
Following another very successful year at DoverPhila Federal Credit Union, the credit union was able to give back a $1.5 million year-end bonus dividend to its members. This marks the 25th consecutive year that DoverPhila returns earnings back to its members. The credit union is a community-focused, financial cooperative controlled by its members making it
Scammers always try to con victims out of their information and money. They also tend to prey on the most susceptible victims, including those who are down on their luck or are exceptionally naïve and trusting. DoverPhila Federal Credit Union’s biggest priority is your financial wellness, and that includes keeping you and your money safe.
‘Tis the season to be merry-except sometimes, it’s not. If you tend to feel stressed when the holidays roll around, here are eight tips to help turn that frown upside down. 1. Watch the buck Nothing kills the holiday cheer like a mountain of debt. Stick to a budget when doing your holiday shopping and
DoverPhila Federal Credit Union’s Holiday Skip-A-Pay has started and runs until the end of January 2020. You might qualify for this opportunity if you have made at least twelve full monthly payments on your loan, you have not exceeded the maximum skips allowed, and your account is in good standing. Holiday Sip-A-Pay allowance is determined
It’s the bargain-hunter’s favorite season-or is it? Before you brave the crowds Black Friday, take a few minutes to read through our list of what to buy and what to skip so you come home only with true bargains. Skip: Large Home AppliancesWhile you may find markdowns on large household appliances, like dishwashers and refrigerators,
‘Tis the season to shop until you drop – or until you go broke. But you don’t have to overspend. There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with these six tips:
Thanksgiving means giving thanks for all the good in our lives. It also means stuffed turkey and gravy, cranberry sauce, pie and mashed potatoes. It’s a time-honored tradition of spending time enjoying a delectable holiday meal while in the company of those we love. It can also mean spending an awful lot of money. Between
Payday loan scams may seem like old news, but they’re more common than ever. In these scams, a “representative” of a collection agency who claims to be acting on behalf of a loan company tells victims they must pay their outstanding balance on a payday loan. Unfortunately, the caller is a scammer trying to rip
People starting out in their careers often focus on the here and now while ignoring the future when it comes to finances. As you climb the ladder of success, you tend to think that the raises and promotions will endlessly continue. It can seem like you have forever to plan for the future. As millions
Q: I’m trying to increase my credit score ahead of applying for a large loan, so I’m considering signing up for Credit Karma to track my score. How accurate are the credit scores it shares? Is there anything I need to be aware of before signing up for this service? A: Credit Karma is a legitimate company;
Although you may feel that you have your spending habits under control, people do tend to spend for emotional reasons. Some people spend to feel better, to get rid of a feeling of loneliness, or to forget about whatever it is that’s bothering them. Alternatively, some people like to spend money when they feel good
Don’t blow big bucks on your Halloween décor when you can DIY for a fraction of the price! Check out our list of creative, fun and inexpensive projects to make your home the spookiest haunt on the block. 1. The mummified door.Turn your front door into a bona fide mummy with toilet paper and masking
If you don’t believe that the grass is always greener on the other side of town, consider this: Most Americans don’t know what’s in their own backyards. People often pile into cars to go “away” while cars piled with other vacationers are pulling into the very town they’re leaving. Tourists often know more about the
Money is one of the most sensitive topics couples face. Disagreement over spending and saving habits is one of the most frequent causes of friction in a relationship. Truthful, frank discussion and mutual financial planning can go a long way to resolve the tension. BUDGET: A DIRTY WORD?Does the mere mention of a budget start
DoverPhila Federal Credit Union is partnering with OhioMeansJobs Tuscarawas County and the United Way of Tuscarawas County, Inc. to host “Master Your Money: Four-Part Series.” “Master Your Money” is a financial workshop that focuses on introducing easy, straightforward methods to help individuals reach their financial goals. The workshop is scheduled for August and September at
It feels like you just packed away the holiday decorations yesterday, but believe it or not, 2019 is already half over. As we sail into the season of barbecues and beaches, take a few minutes to give yourself a mid-year financial checkup. A small investment of time can spur important changes that can affect your
