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Financial Lessons You Can Learn from Fantasy Football

With summer winding down and autumn creeping in, are you ready for some fantasy football? Fantasy football is so much more than an addictive hobby! Fantasy football can teach you financial lessons for life.    Do Your ResearchKnowing which NFL players to “draft” to your team on your league’s draft day is crucial. If you

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The Best Way to Spend Your Paycheck

Everyone loves payday, but too many employees don’t know how to allocate their paycheck in a way that best serves their financial needs. Use the tips outlined below to learn how to manage your paycheck responsibly. Automatically Deduct Contributions Your first step in managing your paycheck is making sure you are deducting the optimal amounts.

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What You Need to Know About Buying a House in the Winter

Spring and summer are, by far, the most popular seasons for house-hunting. But that shouldn’t stop you from looking for your dream home in the middle of winter. Though icy driveways and snowed-out open houses can be less than thrilling, there are surprising benefits to purchasing a home during the coldest time of year. Let’s

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New Year, New Money Habits: How to Stick With It in 2022

Spend less, save more, pay down debt — how can you make 2022 the year you actually stick to these and other financial resolutions? To help answer that, we’ve compiled a list of tips. Set Measurable Goals Don’t just resolve to be better with money this year. Set realistic, measurable goals to help you stay

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Your Complete Year-End Financial Checklist

As 2021 draws to a close, take a moment to go through this year-end financial checklist to ensure your finances are in order before the start of the New Year. REVIEW YOUR BUDGET Is your current monthly budget working for you? Are you stretching some spending categories or finishing each month in the red? Take

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What to Expect for Holiday Shopping 2021

The holidays are coming and it’s time to hit the shops! Unfortunately, suppliers are cautioning us to expect supply shortages, shipping delays, and higher price tags. Here’s what to expect during this holiday shopping season. Supply Shortages Seen any empty store shelves recently? Suppliers are struggling to stay ahead of shopper demands while catching up

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Should You Refinance to a 15-Year Mortgage?

With mortgage rates falling, many homeowners are rushing to refinance their 30-year mortgages into 15-year loans. Borrowers may be wondering if this is a financially sound move to make for their own mortgage. We’ve researched it and worked out the numbers for you so you can make a responsible, informed choice. When refinancing can be

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What You Didn’t Know About Home Loans?

If you’re in the market for a new house, learn all you can about home loans before going too far into the process. Here are some things you may not know about home loans: Rates fluctuateIf you’re looking for a new home, you may be checking mortgage rates as often as some people check their

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What to Do with Your First Paycheck

What to Do with Your First PaycheckAs part of the changes you’re gearing up for in the months after you graduate, you’re poised to enter the working world as a long-term employee, perhaps for the first time in your life. As you prepare for this transition, you might have dollar signs dancing in your head

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Tips for Empty Nesters Downsizing

Quiet. Calm. Clean. And empty. These are just some words that may come to mind when your youngest kiddo leaves the nest. No stray sneakers cluttering up the foyer. No trail of school papers. You may even get the TV remote to yourself! Now that the house has emptied, though, it’s time to sift through

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Preparing Financially for a New Baby

Congratulations! You’re expecting a baby and you’re breathless with excitement — and nerves. A baby means big changes, and a part of those changes is lots of new expenses. How will you pay for it all? We’ve got the tips you need to prepare financially for a new baby. Pay down debtDon’t let your debt

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How to Celebrate Valentine’s Day on a Budget

Here’s how to enjoy a romantic evening with your partner without going into debt: Work with a budgetWe know your partner means the world to you, but that doesn’t mean you need to spend the world proving it. Designate a budget for all your Valentine’s Day expenses — and stick to it! Use a sales

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What You Need to Know About Today’s Real Estate Market

Trends and stats in real estate are constantly changing, especially during the unstable economy of COVID-19. Here’s what you need about the real estate market today. Is it a buyer’s market now? Pickings are slim for homebuyers right now, giving sellers the upper hand and driving up prices for buyers. Low supply also means homes are

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Tracking Holiday Spending Keeps Season Stress Down

The holidays will look different this year because of the COVID-19 pandemic, which is why most people will try harder to make the season brighter. But you don’t have to dip into the kids’ college savings to create a special time! The most important thing to remember is a plan with a set spending amount

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Managing Holiday Expenses

It’s supposed to be the most wonderful time of the year; but for many, the holidays can be an expensive time. From gifts to decorations to wrapping paper to special events, it’s easy to overspend and possibly even go into debt paying for all the extras. In 2019, Forbes reported on a Gallop poll showing

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How to Celebrate Thanksgiving During COVID-19

It’s turkey season! Here’s how to celebrate Thanksgiving 2020 without compromising the health and safety of you and your guests. PLANNING A THANKSGIVING DINNERIf you’ll be hosting an in-person Thanksgiving dinner this year, take steps to ensure your day is as safe as possible. First, consider hosting it outside. Moving Thanksgiving dinner outdoors reduces spreading

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Can You Celebrate Halloween Safely this Year?

How to safely celebrate Halloween is a question frightening Halloween-lovers all over the globe. But, with some precautions, Halloween can still be a frightfully fun day for the entire family. Here’s how: Should I take my family trick-or-treating this year? According to many medical health professionals, the answer depends on where you live. “In an area

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When Does It Make Sense to Pay a Bill with a Credit Card

Credit cards and debit cards offer incredible convenience; but, is it a smart idea to pay monthly bills with them? Choosing to pay a bill with a card can have a significant impact on your general financial wellness. It’s important to consider the many variables of this decision before going ahead with it. Let’s inspect

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The Beginner’s Guide to Filling Out a W-4

It’s no secret that the IRS excels at making things complicated. And when you’re busy learning the ropes of a new job, trying to fill out a 4-page W-4 form can be a huge hassle. It’s not a good idea to rush through it, though, because a small mistake now can mean withholding too much

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The Back-to-School Guide for These Unconventional Times

This year, back-to-school season is all about getting ready for a school year that promises to be unlike any other. Here’s our guide to helping your child prepare for the new school year in these unconventional times. Talk to your child about what to expectThe more your child knows about the dynamics of the upcoming

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