DoverPhila Returns $2.6 Million to Members and Deepens Community Investment Across Tuscarawas County

DoverPhila Federal Credit Union delivers more than $2.6 million in direct member giveback and meaningful investments across Tuscarawas County.

This marks the 31^st consecutive year that the credit union has returned significant earnings to its members, with this year being the highest dollar bonus ever given to members. With this bonus, DoverPhila returned $15.5 million in dividends throughout the year to members and the Tuscarawas County community – exceeding last year’s $13 million.

Member Bonus Dividend

The $2.6 million year-end member bonus dividend* reflects the real, everyday financial advantages of credit union membership, including low-cost auto loans, competitive dividend and certificate rates, expanded digital tools, free financial resources, and a growing suite of programs designed to improve members’ long-term financial wellbeing.

Additionally, DoverPhila distributed $15 dividends to youth members enrolled in DP’s Kids Club and DP’s Savers Club accounts, further demonstrating its commitment to fostering financial wellness from an early age.

These bonus dividends reflect the unique member-owned model of the credit union. Earnings on savings, interest paid on loans, and debit card point-of-sale activity all contribute to the pool of funds that DoverPhila returns directly to its members each year.

Community Investment

DoverPhila extended its impact far beyond its branches by investing in health, education, leadership development, and quality-of-life initiatives across Tuscarawas County. In 2025, the credit union contributions included:

Committed to $250,000 over the next five years ($50,000 per year) to Friends of the Homeless of Tuscarawas County to help turn the vision of Jack’s House of Hope into reality.
Contributed over $40,000 to United Way of Tuscarawas County to support health and human services through donations and sponsorships.
Provided $10,000 to the Buckeye Career Center Foundation for scholarships and grants that support the betterment of students involved in technical trades.
Partnered with Elan Financial Services to donate $10,000 to Beneath the Shade through Elan’s Charitable Giving Program.

Additional contributions include Rainbow Connection, Ohio Guidestones, the Family Reading Festival, Cleveland Clinic Union Hospital’s Run for Home, Big Brothers Big Sisters, Friends of Tuscarawas County Public Library, Greater Dover New Phila Food Pantry, Tuscarawas County Humane Society, Tuscarawas County Fair, Access Tuscarawas, and many others.

“We measure success by the impact we create — not just on our balance sheet, but in the lives of our members and neighbors. Returning $2.6 million to our membership and over $200,000 to Tuscarawas County this year is a testament to the strength of our cooperative model and the trust our community places in us. When our members thrive, the entire region thrives, and we are proud to play a meaningful role in building a stronger, financially empowered community.”

Web Banner: Message from DoverPhila's CEO.

Jason Garner

President & CEO of DoverPhila

Enhancing Membership Value & Expanding Products and Services

DoverPhila continued to advance its commitment to member convenience by expanding and modernizing its digital tools, payment solutions, and in-person service offerings. Key enhancements included:

Tap-to-pay with debit cards, giving members a faster and more secure way to make purchases.
A new website chatbot, providing immediate answers to common questions and assisting members 24/7.
Single-sign-on credit card access within online and mobile banking, creating a seamless experience for managing balances, transactions, and payments.
Person-to-person payments with Zelle®, allowing members to conveniently send and receive money quickly and safely.
Access to a robust Shared Branching and ATM network, providing convenient service through more than 30,000 ATMs nationwide and 117 locations abroad.

These advancements reaffirm DoverPhila’s ongoing investment in secure, modern, and accessible financial services that evolve with the needs of its members.

Looking Ahead to 2026

The credit union plans to continue expanding member benefits and its accessibility in 2026, focusing on enhanced lending services and innovative financial tools designed for convenience and long-term value. The credit union remains committed to being Tuscarawas County’s trusted financial partner for generations to come.

About DoverPhila Federal Credit Union

DoverPhila Federal Credit Union has proudly served Tuscarawas County for over 70 years. It has long been committed to strengthening the communities in which it operates. Through partnerships, investments, and service, DPFCU seeks to uplift people, build opportunities, and foster environments where everyone can thrive. Anyone who lives, works, worships, or attends school in Tuscarawas County can join by making a simple $5 deposit at any of its five full-service locations in Dover, New Philadelphia, Newcomerstown, and Uhrichsville, or online at by clicking here. For more information, call or text 330-364-8874.

*Bonus Dividend is derived from three components: 1. Dividend on annual average balance of each sub; 2. Dividend based on YTD Loan Interest on eligible loans; 3. Rebate on debit card POS activity YTD. The entire bonus dividend is taxable and will be included on 1099-INT. Some exceptions and requirements apply. First Mortgage portfolio loans, as well as installment loans booked as part of a promotion or that have been price-matched for rate, are not eligible. There is no bonus on a Health Savings Account. The member must not be delinquent for more than 29 days and must have at least $5.00 on deposit. All bonus dividends will be posted to the member’s -99 Share Master^ account on 1/1/2026.
^One exception applies, beginning in 2024: IRA bonus dividends post to the individual IRA sub accounts, unless a sub is closed, and then the bonus from that sub will post to the -99 Share Master.