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Holiday Budgeting 101

It’s easy to get caught up in the magic of holiday spending. But if you rely on credit to make holiday wishes a reality, the magic often falls flat when your bills come due. Take the time to create a holiday budget and avoid a post-holiday spending hangover. BE REALISTICSetting a realistic but firm budget

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Best Practices for Using a Credit Card

By adequately managing a credit card, you can earn rewards and build your credit score while making regular purchases. GET THE RIGHT CARDThe first step to best using a credit card is to get the right one. That means doing your research. It would help if you considered your spending habits and priorities regarding rewards.

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