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Debt-collection scams exploit the feelings of helplessness and overwhelm to lure victims. Let’s look at these scams and how to avoid falling victim. HOW THE SCAMS PLAY OUT In a debt-collection scam, a scammer posing as a debt collector will call a victim to demand payment for an outstanding debt. The caller insists on a

According to the FBI, a Phantom Hacker Scam tricks people by using pop-ups, text, or email to get the person’s attention, then claims to be from a legitimate agency. They then warn the person that their financial information has been hacked. The pop-up, text, or email indicate they must talk to protect their device and