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Lock in a great rate before you buy.

Did you know your loan interest rate is directly tied to your personal credit score? That means advertised rates you see might not be what you actually pay. This knowledge can save you a lot of money over the life of your loan and you can access online the interest rates for all of our loan options. Then secure your loan with DoverPhila ahead of time to avoid surprises when in-house financing options reveal higher than expected rates.

And if you need to improve your credit score, we can help with that, too.

  • Auto loans image linked to content Auto Loans
  • Recreational loans image linked to content Recreational Loans
  • Loans image linked to content Personal Loans
  • Share covered loan image linked to content Share Covered Loan
  • Certificate Loans image linked to content Certificate Loans

Auto Loans

Credit Score: 730+

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month3.25%2016 - 2021$15.31
Cars, Trucks, Vans, and Motorcycles60 month3.25%2013 - 2015$18.08
Cars, Trucks, Vans, and Motorcycles48 month3.25%2012 - older$22.24

Credit Score: 729-680

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month3.75%2016 - 2021$15.53

Credit Score: 679-640

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month4.75%2016 - 2021$15.99

Credit Score: 639-600

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month5.75%2016 - 2021$16.46

Credit Score: 599-550

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month7.75%2016 - 2021$17.41

Credit Score: 549 <

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month9.75%2016 - 2021$18.40
LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Collector Cars60 month3.25%All Years$18.08

*Annual Percentage Rate – some restrictions apply
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Recreational Loans

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
RVs, Campers, Boats120 month
72 month
48 month
5.25%
4.75%
4.25%
All Years$10.73
$15.99
$22.69
LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
ATV, Mower, Snowmobiles, Trailer60 month max6.49%$19.56

*Annual Percentage Rate – some restrictions apply
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

Personal Loans

LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
Personal60 month max6.99%$19.80

*Annual Percentage Rate – some restrictions apply
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Share Covered Loan

      • Loans secured by a corresponding balance in a regular share or share certificate account
      • Various loan terms for regular share
      • Various loan terms for share certificate

Certificate Loans

    • Loans secured by a corresponding balance in a share certificate account only
    • Various loan terms for share certificate

Not-For-Profit

As a not-for-profit credit union, we appreciate the unique governing structure of not-for-profits, their need to keep expenses in check, and desire to show results for the programming.

For that reason our not-for-profit checking account offers all of the great features and benefits of our business checking account, but without the monthly service charges (waived for qualified 501c3 not-for-profit organizations). 

Features of our Not-For-Profit Checking include:

      • No minimum balance
      • No monthly service charges
      • Free overdraft protection from your savings account
      • Unlimited check writing
      • Online banking
      • Mobile banking
      • Digital check images through online banking
      • eAlerts
      • ATM/Debit card access

While your first order of checks needs to be made through a DoverPhila branch location, you can reorder checks quickly and easily online.

  • Auto Loans
  • Recreational Loans

Auto Loans

Credit Score: 730+

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month3.25%2016 - 2021$15.31
Cars, Trucks, Vans, and Motorcycles60 month3.25%2013 - 2015$18.08
Cars, Trucks, Vans, and Motorcycles48 month3.25%2012 - older$22.24

Credit Score: 729-680

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month3.75%2016 - 2021$15.53

Credit Score: 679-640

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month4.75%2016 - 2021$15.99

Credit Score: 639-600

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month5.75%2016 - 2021$16.46

Credit Score: 599-550

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month7.75%2016 - 2021$17.41

Credit Score: 549 <

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Cars, Trucks, Vans, and Motorcycles72 month9.75%2016 - 2021$18.40
LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
Collector Cars60 month3.25%All Years$18.08

*Annual Percentage Rate – some restrictions apply
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Recreational Loans

LoansTermAPR as low as*Model / YearMonthly Pymt per $1,000 Borrowed
RVs, Campers, Boats120 month
72 month
48 month
5.25%
4.75%
4.25%
All Years$10.73
$15.99
$22.69
LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
ATV, Mower, Snowmobiles, Trailer60 month max6.49%$19.56

*Annual Percentage Rate – some restrictions apply
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

  • Personal Loans
  • Share Covered Loan

Personal Loans

LoansTermAPR as low as*Monthly Pymt per $1,000 Borrowed
Personal60 month max6.99%$19.80

*Annual Percentage Rate – some restrictions apply
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Effective October 1, 2021 – rates are effective until further notice.

 

Share Covered Loan

      • Loans secured by a corresponding balance in a regular share or share certificate account
      • Various loan terms for regular share
      • Various loan terms for share certificate
  • Certificate Loans

Certificate Loans

    • Loans secured by a corresponding balance in a share certificate account only
    • Various loan terms for share certificate
A SIMPLE $5 DEPOSIT IS ALL IT TAKES.
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