The mad holiday rush may be over, but scammers aren’t slowing down. The post-holiday weeks bring an increase in scams that, unfortunately, are quite believable during this time of year. Don’t be the victim of a post-holiday scam!
Read on to learn about the common ways fraudsters seek to dupe consumers after the holidays:
Gift-picking. You may be targeted by thieves who are looking for a good picking if you’re the recipient of an expensive gift. Protect yourself by keeping your gift under wraps. Dismantle all packaging representing your gift. Discard it in a covered trash or recycling bin instead of leaving it at the curb.
Charity scams. Be wary when giving to charity this time of year. Don’t donate to any organization without first checking it out on a vetting website like CharityNavigator.com. If you have a favorite cause, contact them yourself instead of clicking on an ad that appears to represent them.
Under priced gifts for sale. Be suspicious of private sellers offering gift items at crazy-low prices; they are likely to be scams. Proceed with caution if a sale item appears legit. Don’t rely on just email communication. Instead, get the seller’s phone number and street address. If possible, ask for references and pictures of the item. Arrange to meet the seller in a well-lit, populated area if everything checks out. Finally, never wire money online—let the cash and item change hands at the same time.
Belated holiday e-cards. Too often, e-cards are ridden with malware. The e-card may bear the name of your friend, but scammers can easily pick names off the internet. All authentic e-cards include a confirmation code for you to copy and paste at the issuing website.
Post-holiday ‘sales.’ Your social media platforms may be exploding with ads offering deeply discounted prices at your favorite stores. While some of these ads may be legit, lots are scams. Here’s how to spot the fake ads:
The URL is off by one letter. Check each landing page as you make a purchase.
The site is not secure. Look for the “s” after the “http.”
The words “deals” or “discounts” are part of the URL. Authentic retailers rarely create new websites just to sell sale items.
Look for the seller’s genuine store logo on every landing page.
Post-holiday scams are everywhere, but by knowing how to spot a scam places you one step ahead of the criminals. Stay alert and stay safe by using the credit union’s mobile products that can protect you from fraud. Call 330-364-8874 or stop by your closest DoverPhila Federal Credit Union location for more information.