Securing a loan is often that critical next step in achieving a desired dream. Knowing that dreams are on the line, we look at every loan application carefully and make thoughtful decisions locally with everyone's best interest in mind. We cherish our role of investing in dreams that help build community and enrich the member experience. 

Our loans are competitive, our process is educational, and our member service is highly personal and unmistakably professional. Further, we commit ourselves to helping those who don't yet qualify to improve their credit standing so they can qualify, mitigate risk and avoid higher interest alternatives. It's what separates a DoverPhila loan from a loan anywhere else.   

Whether you need a car loan, an installment loan or you're applying for your first or next mortgage loan, check out what DoverPhila can do for you.

Explore your loan options and online tools

Installment Loans

Auto Loans
(including ATVs & trailers)

  • No early payoff penalty
  • Finance up to 100% of NADA retail value for qualified buyers
  • GAP Insurance & Loan Protection Coverage available at low premiums
  • Home & Auto Insurance available 
  • Various loan terms available

Personal Loans

  • Maximum amount based on your monthly gross income
  • No collateral is held as security
  • Various loan terms available

Share Secured Loans

  • Loans secured by a corresponding balance in a regular share or share certificate account
  • Various loan terms for regular share 
  • Various loan terms for share certificate

Home Equity Loans

Home equity loans are a great way to pay for expenses as you need to. A home equity can pay for house projects, tuition, medical expenses, and more. You can also use a home equity for debt consolidation, which means you'll have just one payment to keep track of each month, often with a lower interest rate. Let us help you discover the benefits of a home equity loan.

Home Equity Line of Credit

  • Long-term plans are available
  • Rates determined by credit score and loan to value
  • Revolving line becomes available as balance decreases

Home Equity Line of Credit
What you should know about home equity lines of credit.

Mortgage Loans

We offer a variety of mortgage loans that help meet the financial needs of our members. Whether you're buying your first home, your retirement home, or upgrading to your next size home, we understand the importance of finding the right mortgage loan for you. We offer mortgage loans in Tuscarawas County and in all contiguous counties. 

Buy a home or investment property

  • Single-family home
  • Condominium
  • Town-home
  • 2nd homes
  • 2-4 unit building

First mortgage

  • Purchase of a new home or refinancing existing homes
  • Fixed rates
  • Long-term plans are available
  • Minimum down payment determined by your credit score
  • Rates determined by credit score and loan to value

Refinance your existing mortgage

  • Lower your monthly payments
  • Shorten the term of your loan
  • Consolidate your debt
  • Reduce or eliminate Private Mortgage Insurance

Construction loan

  • Long-term plans are available
  • One-time closing
  • Rates determined by credit score and loan to value