Lock in a great rate before you buy.
Auto Loans
Credit Score: 730+
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 6.99% | 2020 - 2025 | $15.09 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 5.99% | 2020 - 2025 | $16.57 |
| Cars, Trucks, Vans, and Motorcycles | 60 month | 6.99% | 2013 - 2019 | $19.80 |
| Cars, Trucks, Vans, and Motorcycles | 48 month | 7.49% | 2012 & Older | $24.17 |
Credit Score: 729-680
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 7.49% | 2020 - 2025 | $15.33 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 6.49% | 2020 - 2025 | $16.81 |
Credit Score: 679-640
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 8.49% | 2020 - 2025 | $15.83 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 7.49% | 2020 - 2025 | $17.29 |
Credit Score: 639-600
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 9.49% | 2020 - 2025 | $16.34 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 8.49% | 2020 - 2025 | $17.77 |
Credit Score: 599-550
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 11.49% | 2020 - 2025 | $17.38 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 10.49% | 2020 - 2025 | $18.77 |
Credit Score: 549 <
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 13.49% | 2020 - 2025 | $18.46 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 12.49% | 2020 - 2025 | $19.81 |
*APR = Annual Percentage Rate.
**84-month term only available for auto loans $50k and above.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
Collector Cars
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Collector Cars | 60 month | 7.49% | All Years | $20.03 |
*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rate and term listed effective as of April 1, 2025.
Recreational Loans
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| RVs, Campers, Boats | 120 month72 month48 month | 8.00%7.50%7.00% | All Years | $12.13$17.29$23.95 |
| Loans | Term | APR as low as* | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|
| ATV, Mower, Snowmobiles, Trailer | 60 month max | 9.50% | $21.00 |
*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
Personal Loans
| Loans | Term | APR as low as* | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|
| Personal | 60 month max | 10.00% | $21.25 |
*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rate and term listed effective as of April 1, 2025.
Certificate Loans
- Loans secured by a corresponding balance in a share certificate account only
- Various loan terms for share certificate loans
Not-For-Profit Account
Discover how DoverPhila's not-for-profit accounts empower your organization's mission.
As a not-for-profit credit union, we appreciate the unique governing structure of not-for-profits, their need to keep expenses in check, and their desires to show results for programming. For that reason, our not-for-profit account offers all of the great features and benefits of our business checking account, but without the monthly service charges (waived for qualified 501c3, not-for-profit organizations).
Why choose DoverPhila for your not-for-profit?
- Member-Centric Focus: We prioritize our members over profits, ensuring your organization benefits from lower or no fees and personalized member service.
- Community Commitment: We are dedicated to supporting the communities we serve, including not-for-profit organizations that make a positive impact.
- Secure and Trustworthy: Your funds are federally insured by the NCUA, providing peace of mind and security for your organization’s finances.
Account Features:
- No minimum balance.
- No monthly service charges**.
- Free overdraft protection from your savings account.
- Unlimited transactions check writing*.
- Digital check images through online banking.
- Receive a debit card with access to ATMs.
- Access to online banking, mobile banking, eStatements, paper statements, and PAL.
*While your first order of checks needs to be made through a DoverPhila branch location, you can reorder checks quickly and easily online.
**Click here to view Account & Service Fees.
Auto Loans
Credit Score: 730+
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 6.99% | 2020 - 2025 | $15.09 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 5.99% | 2020 - 2025 | $16.57 |
| Cars, Trucks, Vans, and Motorcycles | 60 month | 6.99% | 2013 - 2019 | $19.80 |
| Cars, Trucks, Vans, and Motorcycles | 48 month | 7.49% | 2012 & Older | $24.17 |
Credit Score: 729-680
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 7.49% | 2020 - 2025 | $15.33 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 6.49% | 2020 - 2025 | $16.81 |
Credit Score: 679-640
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 8.49% | 2020 - 2025 | $15.83 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 7.49% | 2020 - 2025 | $17.29 |
Credit Score: 639-600
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 9.49% | 2020 - 2025 | $16.34 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 8.49% | 2020 - 2025 | $17.77 |
Credit Score: 599-550
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 11.49% | 2020 - 2025 | $17.38 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 10.49% | 2020 - 2025 | $18.77 |
Credit Score: 549 <
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Cars, Trucks, Vans, and Motorcycles | 84 month** | 13.49% | 2020 - 2025 | $18.46 |
| Cars, Trucks, Vans, and Motorcycles | 72 month | 12.49% | 2020 - 2025 | $19.81 |
*APR = Annual Percentage Rate.
**84-month term only available for auto loans $50k and above.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
Collector Cars
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| Collector Cars | 60 month | 7.49% | All Years | $20.03 |
*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rate and term listed effective as of April 1, 2025.
Recreational Loans
| Loans | Term | APR as low as* | Model / Year | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|---|
| RVs, Campers, Boats | 120 month72 month48 month | 8.00%7.50%7.00% | All Years | $12.13$17.29$23.95 |
| Loans | Term | APR as low as* | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|
| ATV, Mower, Snowmobiles, Trailer | 60 month max | 9.50% | $21.00 |
*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rates and terms listed effective as of April 1, 2025.
Personal Loans
| Loans | Term | APR as low as* | Monthly Pymt per $1,000 Borrowed |
|---|---|---|---|
| Personal | 60 month max | 10.00% | $21.25 |
*APR = Annual Percentage Rate.
All offers subject to credit and collateral qualifications. Some restrictions apply.
Rates are not tied to an index and are subject to change at the credit union’s discretion.
Rate and term listed effective as of April 1, 2025.
Certificate Loans
- Loans secured by a corresponding balance in a share certificate account only
- Various loan terms for share certificate loans
