DoverPhila credit cards: consider them “opportunity” cards

Build credit. Earn rewards.
Strengthen your purchasing power.  

Choosing the right credit card is easier than ever. No matter which card you choose, you'll enjoy important features like:

  • EMV smart chip card technology for added security
  • Mobile purchasing capability for added convenience
  • Award-winning expense management tools (business cards only)
  • Plus much more!

Let's get started...

image of mascot DP holding a debit card

Choose a card option that's right for you


Consumer Credit Cards

Pay down balances.

image of DoverPhila consumer credit card

Visa® Platinum Card

  • Pay down your other credit card balances faster with a great low introductory rate for an extended time
  • Save on interest
  • Non-rewards
 

Flexible cash rewards.

image of DoverPhila consumer credit card

Cash Rewards American Express® Card

  • 3% cash back 1 on the first $6,000 in eligible net purchases made each year at gas stations 2,4
  • 2% cash back on eligible supermarket net purchases 1
  • 1% cash back on all other eligible net purchases 1
  • $25 cash back awarded after first purchase 3
 

Rewards to use the way your want.4

image of DoverPhila consumer credit card

Visa® Real Rewards Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)5
  • No caps or limits on the number of points you can earn, and you have five years to redeem for rewards
  • 2,500 bonus rewards points awarded after first purchase3
image of DoverPhila consumer credit card

Premier Rewards American Express® Card

  • Earn 4 points for every $1 spent on eligible net restaurant purchases6
  • Earn 3 points for every $1 spent on eligible net airline purchases
  • Earn 2 points for every $1 spent on eligible met gas purchases
  • Earn 1 point for every $1 spent on all other eligible net purchases
  • No caps or limits on the number of points you can earn, and you have five years to redeem for rewards4
  • Reimbursement for either Global Entry or TSA Pre✓®7
 

1 - Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
2 - Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in
Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a
supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3
Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following
merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.
3 - First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
4 - The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5 - Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
6 - Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.
7 - Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new cardmembers upon approval.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American
Express is a federally registered service mark of American Express.

 

Download your Elan Credit Card apps here:


Business Credit Cards

Pay down balances.

image of DoverPhila business credit card

Visa® Business Platinum Card

  • Pay down your other credit card balances faster with a great low introductory rate for an extended time
  • Save on interest
  • Non-Rewards
 

Flexible cash rewards for your business.

image of DoverPhila business credit card

Visa® Business Cash Card

  • 3% cash back1 on eligible net purchases from office supply stores,phone and TV services2,4
  • 2% cash back on eligible restaurant and gasoline net purchases1
  • 1% cash back on all other eligible net purchases1
  • $25 cash back awarded after first purchase3
 

Rewards to use the way you want.4

image of DoverPhila business credit card

Visa® Business Real Rewards Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back5
  • No caps or limits on the number of points you can earn, and you have five years to redeem for rewards4
  • 2,500 bonus rewards points awarded after first purchase3
image of DPFCU business credit card

Visa® Business Rewards PLUS Card

  • Earn 3 points monthly for every $1 you spend the most on: cellular phone service, hotel, or airline6
  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases
  • Plus, earn 20,000 bonus rewards points after you spend $2,000 in the first 3 months3
  • No caps or limits on the total cash back you can earn, and you have five years to redeem for rewards4
 

1 - Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
2 - Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.
3 - First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
4 - The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5 - Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
6 - Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a “Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American
Express is a federally registered service mark of American Express.

 

 
 
link of visa website
 
 

ATM/Debit Cards

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MasterCard® Debit Card

  • Access from almost anywhere in the world 24 hours a day, 7 days a week
  • Maximum purchase amount of $1,000 in a 24 hour period
  • Maximum ATM withdrawal of $500 in a 24 hour period
  • Unlimited ATM withdrawals at DoverPhila-owned ATM machines and New Philadelphia and Uhrichsville Rite Aid locations
  • As a debit card, make purchases wherever MasterCard® is accepted
  • No service charge when your card is used to make purchases
  • Manage your card usage through your mobile device by defining when, where, and how your payment card is used with My Mobile Money Access App

FraudWatch Plus® is a service available to all members who have a debit card.  Through an important partner of ours, we provide industry leading technology, tools, and the expertise to manage fraud.  Experienced fraud analysts work around the clock, watching for any suspicious card activity and will contact you immediately if they detect potential fraud on your debit card.

So if you ever get a call from Fraud Prevention Services, know that they are doing their job and preventing potential fraudulent use of your card.  Fraud is serious business, and can hit anytime.  That is why we are always on guard to detect and prevent fraud from happening to you.

Please make sure we have a current phone number so if something should happen, Fraud Prevention Services can contact you; otherwise, your card may be blocked. 

Attention: We may make an exception to temporarily raise the limit for a one-time purchase Monday-Friday. However, we will NOT raise limits on or for the weekend due to potential fraud.

 
 
 

MasterCard® Gift Card

image of DoverPhila gift card

It's the perfect gift for anyone, anytime

The TransCard MasterCard® Gift Card is a prepaid gift card that can be used anywhere MasterCard® debit cards are accepted.

  • Ideal for any holiday or special occasion
  • Easy to stay on budget
  • The one gift that doesn't get returned
  • No more worrying about wish lists
  • It's always the perfect size

Visit DoverPhila and ask to see the TransCard Gift Card collection which includes a custom gift card design highlighted by a platinum underlay and an assortment of custom gift card packets, available in a color palette designed to appeal to every taste.

  • Give $.01 to $750 per gift card
  • Instantly receive the pre-activated gift card
  • Present your gift card in an attractive card carrier

 

All card recipients receive access to phone and online support 24/7 to check their gift card balance, report a lost gift card, and more.

To activate your TransCard MasterCard® Gift Card, report your card lost or stolen, review account activity, or for all other customer service inquiries call toll-free:

TransCard Customer Service 1-800-554-2707